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Order processing method and device, server and computer readable storage medium

An order processing and processor technology, which is applied in the Internet field and can solve the problems of economic loss, high bad debt rate, and high capital risk of online car-hailing business.

Pending Publication Date: 2021-09-07
BEIJING SANKUAI ONLINE TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] However, in the business scenario of "paying after enjoying the service", users often delay payment or do not pay, resulting in high capital risks in the online car-hailing business and a high bad debt rate. A huge economic loss has come, and it has restricted the development of the online car-hailing business

Method used

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  • Order processing method and device, server and computer readable storage medium
  • Order processing method and device, server and computer readable storage medium
  • Order processing method and device, server and computer readable storage medium

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Embodiment Construction

[0053] In order to make the purpose, technical solution and advantages of the present disclosure clearer, the implementation manners of the present disclosure will be further described in detail below in conjunction with the accompanying drawings.

[0054] It can be understood that the terms "each", "multiple" and "any" used in the embodiments of the present disclosure, etc., a plurality includes two or more, and each refers to each of the corresponding plurality, Any refers to any one of the corresponding plurality. For example, the plurality of words includes 10 words, and each word refers to each of the 10 words, and any word refers to any one of the 10 words.

[0055] Please refer to figure 1 , which shows the implementation environment involved in the order processing method provided by the embodiment of the present disclosure, and the implementation environment includes: a terminal 101 and a server 102 .

[0056] Wherein, the terminal 101 may be a smart phone, a tablet...

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PUM

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Abstract

The invention provides an order processing method and device, a server and a computer readable storage medium, and belongs to the technical field of Internet. The method comprises the following steps: when it is determined that a target user in a specified application is a risk user, determining a resource transfer mode corresponding to the target user according to a credit score of the target user, and determining the credit score according to historical resource transfer behavior data of the target user; binding the target user with the resource transfer mode; and when the target order of the target user is completed, performing resource transfer on the target order according to the resource transfer mode. According to the credit score of the target user, the resource transfer mode corresponding to the credit score is selected, and the target order of the target user is processed, so that the payment risk of the target user is reduced, the bad debt rate is reduced, and the sustainable development of the online car-hailing service is ensured.

Description

technical field [0001] The present disclosure relates to the technical field of the Internet, and in particular to an order processing method, device, server and computer-readable storage medium. Background technique [0002] In modern life, online car-hailing, as a convenient and comfortable way of travel, meets the travel needs of more users. In order to improve the user's ride experience, the online car-hailing platform has launched the service of "enjoy the service first and pay later". The order is paid for. [0003] However, in the business scenario of "paying after enjoying the service", users often delay payment or do not pay, resulting in high capital risks in the online car-hailing business and a high bad debt rate. Huge economic losses have come, and it has restricted the development of the online car-hailing business. For this reason, it is urgent to provide an order processing method to reduce the financial risk in the online car-hailing business. Contents ...

Claims

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Application Information

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IPC IPC(8): G06Q10/02G06Q20/22G06Q50/30
CPCG06Q10/02G06Q20/22G06Q50/40
Inventor 杨壹然
Owner BEIJING SANKUAI ONLINE TECH CO LTD
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