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Claim settlement method and device based on block chain, and electronic equipment

A blockchain and risk technology, applied in the blockchain field, achieves the effect of improving security and reliability and avoiding fraudulent incidents

Active Publication Date: 2021-08-31
ALIPAY (HANGZHOU) INFORMATION TECH CO LTD +1
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, nowadays, fraudulent insurance incidents occur frequently, how to improve the security and reliability of claims, and avoid the occurrence of fraudulent claims, has become an urgent problem to be solved

Method used

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  • Claim settlement method and device based on block chain, and electronic equipment
  • Claim settlement method and device based on block chain, and electronic equipment
  • Claim settlement method and device based on block chain, and electronic equipment

Examples

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Embodiment Construction

[0025] Reference will now be made in detail to the exemplary embodiments, examples of which are illustrated in the accompanying drawings. When the following description refers to the accompanying drawings, the same numerals in different drawings refer to the same or similar elements unless otherwise indicated. Implementations described in the following exemplary embodiments do not represent all implementations consistent with one or more embodiments of this specification. Rather, they are merely examples of apparatuses and methods consistent with aspects of one or more embodiments of the present specification as recited in the appended claims.

[0026] It should be noted that in other embodiments, the steps of the corresponding methods are not necessarily performed in the order shown and described in this specification. In some other embodiments, the method may include more or less steps than those described in this specification. In addition, a single step described in this...

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PUM

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Abstract

A claim settlement method and device based on a block chain, and an electronic device are applied to a claim settlement server corresponding to a claim settlement acceptor, and the block chain deploys an intelligent contract for carrying out risk management on claim settlement initiated by a claim settlement user. The intelligent contract maintains a claim settlement blacklist formed by each group member in a preset claim settlement industry group and claim settlement risk information which is stored on the block chain and indicates the claim settlement risk. The method comprises the following steps: acquiring claim settlement information submitted by the claim settlement user through a claim settlement client; in response to a query operation initiated by a claim acceptance party for the claim information, calling a matching logic in the smart contract, and matching the claim information with the claim risk information in the claim blacklist; and if the claim settlement information is not matched with the claim settlement risk information in the claim settlement blacklist, performing claim settlement processing based on the claim settlement information.

Description

technical field [0001] One or more embodiments of this specification relate to the field of blockchain technology, and in particular to a blockchain-based claim settlement method, device, and electronic equipment. Background technique [0002] Claim settlement is a concrete manifestation of the insurance company's execution of the insurance contract, fulfillment of insurance obligations, and assumption of insurance liability; claim settlement can ensure that the insured's losses are properly compensated. However, nowadays, fraudulent insurance incidents occur frequently, how to improve the safety and reliability of claims, and avoid the occurrence of fraudulent claims has become an urgent problem to be solved. Contents of the invention [0003] This specification proposes a claim settlement method based on blockchain, which is applied to the claim settlement server corresponding to the claim settlement party. The blockchain deploys a smart contract for risk management of c...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/08G06F16/27
CPCG06Q40/08G06F16/27
Inventor 钮清锋金戈文昕李俊刘彦
Owner ALIPAY (HANGZHOU) INFORMATION TECH CO LTD
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