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System and method for automatically generating risk review order and review mechanism

An automatic generation and risk technology, applied in the payment system, payment system structure, protocol authorization and other directions, can solve the problems of inflexibility, high cost, poor timeliness, etc., and achieve the effect of alleviating high cost

Active Publication Date: 2021-08-13
杭州顶象科技有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

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Problems solved by technology

[0007] In view of this, the purpose of the present invention is to provide a system and method for automatically generating risk documents and review mechanisms to alleviate the technical problems of high cost, poor timeliness and inflexibility in the manual review process existing in the prior art

Method used

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  • System and method for automatically generating risk review order and review mechanism
  • System and method for automatically generating risk review order and review mechanism
  • System and method for automatically generating risk review order and review mechanism

Examples

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Embodiment 1

[0026] figure 1 It is a schematic diagram of a system for automatically generating risk documents and review mechanisms according to an embodiment of the present invention. Such as figure 1 As shown, the system includes: an acquisition module 10 , a risk review module 20 , a generation module 30 and a review assignment module 40 .

[0027] Specifically, the acquiring module 10 is configured to acquire target online transaction data.

[0028] The risk review module 20 is configured to judge whether the target online transaction data is a risk transaction based on preset risk review conditions; the preset risk review conditions include: business channel, risk level of the current transaction, and requested business attributes.

[0029] In the embodiment of the present invention, the preset risk review conditions support three dimensions, the first dimension is different business channels, the second dimension is the risk level of the current transaction, and the third dimensio...

Embodiment 2

[0046] image 3 It is a flow chart of a method for automatically generating a risk document review and review mechanism according to an embodiment of the present invention. Such as image 3 As shown, the method specifically includes the following steps:

[0047] Step S302, acquiring target online transaction data.

[0048] Step S304, based on preset risk review conditions, it is judged whether the target online transaction data is a risky transaction; the preset risk review conditions include: business channel, risk level of the current transaction, and requested business attributes.

[0049] Step S306, if yes, generate a risk review form for the target online transaction data.

[0050] Step S308, assigning the risk review form to target reviewers for review based on a preset distribution principle.

[0051] The present invention provides a method for automatically generating a risk review form and an audit mechanism, by automatically generating a risk review form for onli...

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Abstract

The invention provides a system and method for automatically generating a risk review order and a review mechanism, and the system comprises an obtaining module, a risk review module, a generation module, and a review distribution module; the obtaining module is used for obtaining target online transaction data; the risk review module is used for judging whether the target online transaction data is a risk transaction or not based on a preset risk review condition; the preset risk review condition comprises a business channel, a risk level of a current transaction and a request business attribute; the generation module is used for generating a risk review list of the target online transaction data if the target online transaction data is judged to be the risk transaction; and the review distribution module is used for distributing the risk review sheet to a target review person for review based on a preset distribution principle. According to the embodiment of the invention, the technical problems of high cost, poor timeliness and inflexibility in a manual auditing process in the prior art are relieved.

Description

technical field [0001] The invention relates to the technical field of online transactions, in particular to a system and method for automatically generating risk check documents and an audit mechanism. Background technique [0002] Generating review sheets for online risk transactions has been widely used in the financial industry. Generally, the system will generate risk events based on customer feedback, and manually search for information offline based on customer-related transaction information to further determine whether the transaction is risky; This process will take a lot of time and manual review may make misjudgments, which may cause the loss of customer groups, and may also cause huge losses. [0003] Manual review generally refers to manual risk screening based on the relevant information of online transactions. Relevant information involved in risky transactions cannot be traced back to the data in a timely manner. Facing the increasing types of transactions, ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/40G06Q40/04
CPCG06Q20/4016G06Q40/04Y02P90/30
Inventor 郜伶俐陈树华方超孙健力张祖凯芦慧
Owner 杭州顶象科技有限公司
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