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Intelligent payment system and method

An intelligent payment and price technology, applied in the payment system, payment system structure, character and pattern recognition, etc., can solve the problems of inaccurate payment, inaccurate commodity identification, and low security.

Inactive Publication Date: 2021-04-20
上海奇唐数据技术有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] The existing payment system only performs simple password verification or fingerprint verification when making payment, resulting in a problem of low security
At the same time, because some products are only identified by QR codes, the identification of the products is not accurate enough, because the QR codes are mislabeled, which further leads to inaccurate payment

Method used

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Examples

Experimental program
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Effect test

Embodiment 1

[0027]A intelligent payment system includes: a user end; the subscriber end includes: a recognition unit for identifying a product, and generating a price according to the identification result; a privilege verification unit for verifying whether the user has permission to pay, if Verification, the generated price is stored and sent to the cloud; the system also includes: the cloud, the price information for receiving the price verification unit transmitted and the price information of the cloud storage, if the ratio is passed, then send To the client, the user pays according to the information displayed on the client.

Embodiment 2

[0029]Based on the above, the identification unit includes: an image recognition unit, a barcode identification unit, and an identification unit; the image recognition unit for identifying an image of the collected item to generate an image recognition result; The bar code recognition unit is configured to generate a bar code identification result according to the product bar code; the image recognition unit and the bar code recognition unit are each signal connected to the identification determination unit; the identification determination unit is based on image recognition results and bar code recognition results. , It is determined whether or not the image recognition result and the barcode recognition result are the same, if the image recognition result and the bar code recognition result are different, the identification is not passed; if the identification is passed, the identification determination unit sends the identification result to the permission. Verification unit.

Embodiment 3

[0031]Based on the previous embodiment, the weight limit verification unit includes: an information entry unit for entry the user's information; the information verification unit is used to verify whether the user's information is passed according to the information entered by the user. If the verification passes, Then send the identification result to the cloud; if the verification is not passed, the user information verification failed.

[0032]Specifically, the security of online payment is guaranteed by the bank. When the user selects online payment, when the bank card information needs to be filled in, it has reached the server, reaching the payment gateway to the bank. The payment gateway of major domestic banks has adopted international popular SSL or SET mode encryption, which can protect any information that you will not be steal by anyone. Because online payment is completed in the bank's payment gateway, users don't have to worry about your bank's card information will be le...

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PUM

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Abstract

The invention discloses an intelligent payment system and method, and relates to the technical field of financial payment. The system includes a user side comprising an identification unit used for identifying a commodity and generating a price according to an identification result; a permission verification unit used for verifying whether the user has permission to pay or not, and storing and then sending the generated price to the cloud if the verification is passed. The system further comprises a cloud end which is used for receiving the price sent by the permission verification unit and comparing the price with the price information stored in the cloud end, sending the price to the user end if the comparison is passed, so that the user carries out payment according to the information displayed on the user end. The system has the advantages of high safety, simple payment and high payment accuracy.

Description

Technical field[0001]The present invention relates to the field of financial payment technologies, in particular to a smart payment system and method.Background technique[0002]Online payment means that the seller is a business that provides online capital settlement services when the seller and the buyer traded through an Internet of e-commerce websites. It provides companies and individuals with a safe, fast, convenient e-commerce application environment and online capital settlement tools. Online payment not only helps enterprises to achieve the rapid collection of sales money, shorten the collection cycle, but also provide online consumption payment settlement methods for personal online banking customers, so that customers really don't leave home, online shopping.[0003]Throughout the current third-party payment market, in the style of wind control and security model, the technical norms of technology, Lepping payment has realized the wind control and security of the bank level. ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/08G06Q20/10G06Q20/38G06K9/62G06K7/14
Inventor 唐思良
Owner 上海奇唐数据技术有限公司
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