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Credit investigation report query method, electronic equipment and storage medium

A query method and report technology, which is applied in the directions of electronic digital data processing, digital data information retrieval, structured data retrieval, etc., can solve the problems of affecting the query efficiency of credit reporting reports, large concurrency, and heavy data processing load of credit reporting systems, etc. problem, achieve the effect of reducing data processing load, improving efficiency, and reducing times

Pending Publication Date: 2021-04-16
GUANGDONG HUAXING BANK CO LTD
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Problems solved by technology

[0003] In order to overcome the deficiencies in the prior art, one of the purposes of the present invention is to provide a method for querying credit reporting reports, which can solve the problem that the credit reporting system needs to process a large number of concurrent queries of individual credit reporting reports in the current credit query process. The login information will cause the data processing load of the credit reporting system to be too large, thus affecting the query efficiency of the credit report query
[0004] The second object of the present invention is to provide an electronic device, which can solve the problem of data processing in the credit reporting system due to the large number of concurrent personal credit reporting reports and the need to process a large number of login information in the credit reporting system in the current credit checking process. The load is too large, which affects the query efficiency of the credit report query
[0005] The third object of the present invention is to provide a computer-readable storage medium, which can solve the problem that the credit information system needs to process a large amount of login information due to the large number of concurrent inquiries of personal credit information reports in the current credit inquiry process, which will cause the credit information system to The data processing load is too large, which affects the query efficiency of the credit report query

Method used

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  • Credit investigation report query method, electronic equipment and storage medium

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Embodiment Construction

[0027] Below, the present invention will be further described in conjunction with the accompanying drawings and specific implementation methods. It should be noted that, under the premise of not conflicting, the various embodiments described below or the technical features can be combined arbitrarily to form new embodiments. .

[0028] like figure 1 As shown, a kind of credit investigation report inquiry method in the present application, in this embodiment, above-mentioned method is applied to credit inquiry system, association system and credit investigation system (people's bank's credit investigation center) inside the bank, credit investigation The inquiry system is a system within the bank that is specifically responsible for credit inquiry, and the associated system is a system within the bank that needs to inquire about the user's personal credit information, usually a corporate credit system, a retail system, and an online loan system. Specifically include the follow...

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Abstract

The credit investigation report query method provided by the invention comprises the steps: acquiring a personal credit investigation query report request sent by a credit investigation requester, wherein the personal credit investigation query report request comprises query user identity information; querying whether a historical login cache of the query user exists or not according to the query user identity information and the historical login cache is within preset effective time; if yes, entering a credit investigation system according to the historical login cache and sending a personal credit investigation report request to the credit investigation system, and if not, inputting query user identity information to log in the credit investigation system and sending a personal credit investigation report request to the credit investigation system; obtaining personal credit investigation data corresponding to the query user sent by the credit investigation system according to the personal credit investigation report request; and sending the acquired personal credit investigation data to a credit investigation requester. According to the credit investigation report query method, the data processing load of a credit investigation system is reduced, and the efficiency of the credit investigation query process is improved.

Description

technical field [0001] The present invention relates to the field of credit investigation, in particular to a credit investigation report inquiry method, electronic equipment and a storage medium. Background technique [0002] At present, in the process of credit inquiry, every time a credit report is inquired, you have to log in to the credit information system of the People's Bank of China again. The data processing load of the credit system is too large, which affects the query efficiency of the credit report query. In addition, in the process of the existing credit report query, the report will not return the query result to the credit requester until the report is stored. Concurrent query and The query results and query performance with a large amount of concurrency are easily affected. Contents of the invention [0003] In order to overcome the deficiencies in the prior art, one of the purposes of the present invention is to provide a method for querying credit repo...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06F16/2457G06F16/2455G06F16/28G06Q40/02
Inventor 孙晓宁赵泽栋林卫华李燕杨春明罗璇
Owner GUANGDONG HUAXING BANK CO LTD
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