Financial anti-fraud analysis method and device, equipment and storage medium

Abstract

The invention discloses a financial anti-fraud analysis method and device, equipment, and a storage medium. The financial anti-fraud analysis device comprises a database creation module which is configured to establish a blacklist database; an information matching module which is configured to acquire user information; a first risk assessment module which is configured to give a first risk score according to the frequency of financial transactions on different platforms by a client or a client IP where the user information is located if the information matching module fails in matching, perform manual interference if the first risk score exceeds a first threshold value, and automatically reject and store the user information into the blacklist database if the first risk score exceeds a second threshold value; a risk auditing module which is configured to distribute the user information to an auditing end or an auditing IP where inspection equipment is located if the risk score does notexceed a first threshold value; and a risk analysis module which is configured to analyze whether to refuse the client or the client IP where the user information is located to perform financial transaction according to the risk level.

Description

technical field [0001] The invention relates to the field of financial anti-fraud analysis, in particular to a financial anti-fraud analysis method, device, equipment and storage medium. Background technique [0002] In recent years, incidents of systematic fraud targeting the financial industry in the black industry chain have emerged one after another, and cyber fraud and cyber attacks are frequently occurring. [0003] Especially in the field of Internet financial loans, loans will suffer losses; adverse events that rarely occur, that is, low-probability events, are more likely to cause large losses once they occur. Even through the design and use of guarantees, account control and other risk control measures to control the occurrence of losses as much as possible, it is impossible to prevent it. Once unfavorable situations occur, at least a certain amount of losses will occur. The rapid expansion and lack of professional ability of the financial business evaluation and ...

AI Technical Summary

Problems solved by technology

[0003] Especially in the field of Internet financial loans, loans will suffer losses; the more adverse events that rarely occur, that is, low-probability events, the easier it is to cause large losses once they occur

Even through the design and use of guarantees, account control and other risk control measures to control the occurrence of losses as much as possible, but it is impossible to prevent, once unfavorable situations occur, at least a certain amount of losses will occur

The rapid expansion and lack of professional ability of the financial business evaluation and review system has formed a large number of risky assets in the Internet financial industry. Due to the internal control and review system of the Internet financial platform is not standardized, the Internet financial products sold online are mixed, and the phenomenon of shoddy Occasionally, ordinary retail investors are often confused by concealed packaging of Internet financial products due to lack of professional identification knowledge, resulting in property losses

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