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Vehicle fleet risk identification method, electronic device and readable storage medium

A technology of risk identification and electronic device, applied in the field of risk prediction, can solve the problem of low accuracy of the risk value of the fleet, and achieve the effect of accurate risk identification score

Pending Publication Date: 2020-07-10
CHINA PING AN PROPERTY INSURANCE CO LTD
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  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] The current vehicle risk identification is usually for a single vehicle. When a fleet includes multiple vehicles of different models, different performances, and different ages, how to identify the risk of the entire fleet is currently usually to identify each vehicle separately. The risk value of the team, and then aggregate to obtain the average risk value, and use the average risk value as the risk value of the fleet. The accuracy of the risk value of the fleet obtained by this method is not high

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  • Vehicle fleet risk identification method, electronic device and readable storage medium
  • Vehicle fleet risk identification method, electronic device and readable storage medium
  • Vehicle fleet risk identification method, electronic device and readable storage medium

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Embodiment Construction

[0043] In order to make the object, technical solution and advantages of the present invention clearer, the present invention will be further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.

[0044] It should be noted that the descriptions involving "first", "second", etc. in the present invention are only for descriptive purposes, and should not be understood as indicating or implying their relative importance or implicitly indicating the number of indicated technical features . Thus, the features defined as "first" and "second" may explicitly or implicitly include at least one...

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Abstract

The invention relates to the technical field of risk prediction. The invention discloses a motorcade risk identification method. The method comprises the following steps: determining the characteristic factor set of the motorcade according to first data and second data, executing first processing on the characteristic factor set to obtain a characteristic factor value of each vehicle in the fleet,and executing second processing on the characteristic factor value to obtain a first risk score of each vehicle in the motorcade, grouping the vehicles in the motorcade according to the first risk scores to obtain a plurality of vehicle groups, calculating a second risk score of each vehicle group, and calculating the risk identification score of the motorcade according to the second risk scores.The invention further provides an electronic device and a computer readable storage medium. The motorcade risk identification accuracy can be improved.

Description

technical field [0001] The present invention relates to the technical field of risk prediction, in particular to a fleet risk identification method, an electronic device and a readable storage medium. Background technique [0002] Vehicle risk identification is an important topic in the field of road traffic safety, which is of great significance in ensuring the safety of drivers, improving driving behavior, and preventing road traffic accidents. [0003] The current vehicle risk identification is usually for a single vehicle. When a fleet includes multiple vehicles of different models, different performances, and different ages, how to identify the risk of the entire fleet is currently usually to identify each vehicle separately. The risk value of the fleet is then aggregated to obtain the average risk value, and the average risk value is used as the risk value of the fleet. The accuracy of the risk value of the fleet obtained by this method is not high. Therefore, there i...

Claims

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Application Information

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IPC IPC(8): G06Q10/06G06Q50/30
CPCG06Q10/0635G06Q50/40
Inventor 陈真易方彦
Owner CHINA PING AN PROPERTY INSURANCE CO LTD
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