Payment method and device suitable for blockchain support

A payment device and block chain technology, applied in the payment system, payment system structure, payment scheme/model, etc., can solve the problems of loss of liquid assets, transaction failure, labor-intensive and time-consuming, etc., and achieve labor cost reduction, The effect of improving payment efficiency

Pending Publication Date: 2020-07-03
BEIJING INSPIRY XINCHUANG TECH
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] However, in the payment process, timeliness and security are issues of concern. For example, when a consumer submits payment to a merchant, if the merchant fails to receive the payment within the agreed time limit, the transaction will fail. This will not only bring troubles to consumers, but also easily cause the loss of liquid assets
In this regard, consumers and merchants usually have special personnel to monitor the time limit. However, human monitoring not only has the risk of error, but also requires a lot of manpower and time when the payment transaction volume is large.

Method used

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  • Payment method and device suitable for blockchain support
  • Payment method and device suitable for blockchain support
  • Payment method and device suitable for blockchain support

Examples

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Effect test

Embodiment 1

[0027] Such as figure 1 As shown, it is a schematic flow diagram of a payment method applicable to blockchain support in an embodiment, which specifically includes the following steps:

[0028] Step 11: Receive a payment request from a third-party payment channel via the communication interface of the payment device, and the payment request includes at least the MAC address of the payment device, processing status, payment time and payment amount.

[0029] Wherein, it should be noted that the payment method supported by the blockchain is applied to the payment device, and the payment device is provided with a display screen component, and the display screen component includes a display screen and a semiconductor fingerprint module. Specifically, the display screen includes a screen cover plate and a light-emitting module stacked with the screen cover plate, the screen cover plate is provided with a light-transmitting area and a non-light-transmitting area, and the display scre...

Embodiment 2

[0039] Such as figure 2 As shown, it is a schematic flow diagram of a payment method applicable to blockchain support in another embodiment, which specifically includes the following steps:

[0040] Step 21: Receive a payment request from a third-party payment channel via the communication interface of the payment device, and the payment request includes at least the MAC address of the payment device, processing status, payment time and payment amount.

[0041]Step 22, in response to the payment request, call the smart contract in the blockchain that meets the execution conditions.

[0042] Step 23, call the smart contract in the block chain that meets the execution conditions, and detect the processing status and payment time of the payment request.

[0043] Step 24, determine whether to perform prompt operation according to the processing status and payment time of the smart contract.

[0044] Wherein, the smart contract is set to perform a prompt operation when the payme...

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PUM

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Abstract

The invention provides a payment method suitable for blockchain support, and the method comprises the steps: receiving a payment request from a third-party payment channel through a communication interface of payment equipment, and enabling the payment request to at least comprise the MAC address, processing state, payment time and payment amount of the payment equipment; in response to the payment request, calling an intelligent contract meeting an execution condition in a block chain; and allocating the payment amount included in the payment request to at least two blockchain accounts, and executing payment operation according to the at least two blockchain accounts. According to the method, the payment operation can be completed timely and safely, and the feasibility and usability of reducing the labor cost and improving the payment efficiency are achieved. The invention further provides a payment device suitable for blockchain support.

Description

technical field [0001] The present disclosure relates to the technical fields of intelligent hardware and mobile payment, and in particular, relates to a payment method and device applicable to block chain support. Background technique [0002] In the prior art, with the popularization of electronic payment methods, more and more electronic payment methods (such as WeChat, Alipay, UnionPay, etc.) have been recognized by consumers and have brought great convenience to people. [0003] However, in the payment process, timeliness and security are issues of concern. For example, when a consumer submits payment to a merchant, if the merchant fails to receive the payment within the agreed time limit, the transaction will fail. This will not only bring troubles to consumers, but also easily cause the loss of liquid assets. In this regard, consumers and merchants usually have special personnel to monitor the time limit. However, human monitoring not only has the risk of error, but ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/40G06Q20/22
CPCG06Q20/405G06Q20/227
Inventor 王越沈晓斌高云
Owner BEIJING INSPIRY XINCHUANG TECH
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