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Method for providing payment gateway service using utxo-based protocol and server using same

一种支付网关、服务器的技术，应用在支付体系、协议授权、支付体系结构等方向，能够解决反复注册信用卡等问题，达到轻松管理、提高可靠性及安全性、实现完整性的效果

Active Publication Date: 2019-09-10
COINPLUG INC
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

Since December 2016, there are more than 15 kinds of very diverse simple payment applications such as Naver payment, Kakao payment, Syrup payment, Kpay payment, and PayNow payment. , the disadvantage of needing to repeatedly register credit card information according to the service provider

Method used

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  • Method for providing payment gateway service using utxo-based protocol and server using same
  • Method for providing payment gateway service using utxo-based protocol and server using same
  • Method for providing payment gateway service using utxo-based protocol and server using same

Examples

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no. 1 example

[0064] Now, the method for providing the payment gateway service of the present invention will be described starting from the first embodiment.

[0065] figure 2 It is a sequence diagram briefly showing a registration method for a certificate for providing payment gateway services in the first embodiment and the second embodiment of the present invention.

[0066] refer to figure 2 , first of all, the present invention assumes that the following process has been completed, that is, the user visits the application store to download the application program (app; application) for providing the payment gateway service of the present invention in advance through the above-mentioned user terminal. The process S201 and the process S202 of setting the application program on the user terminal.

[0067] For the sake of illustration, in figure 2 In , the card company server is divided into card company management server and card company authentication server, however, one card comp...

no. 2 example

[0098] Next, the second embodiment related to the method for providing payment gateway service according to the present invention will be described. Hereinafter, the same technical features as those of the above-mentioned first embodiment will not be described repeatedly, and only the differences will be described in detail. In the second embodiment, the database mentioned in the first embodiment corresponds to the first database, and in the second embodiment, a linkage process with the second database is added.

[0099] refer again figure 2In the second embodiment of the present invention, the method for registering a certificate for providing payment gateway services further includes the following steps (not shown), that is, after step S285 described in the first embodiment, if the anchoring condition is satisfied , then the above-mentioned card company server simultaneously performs a hash operation on at least one adjacent hash value that matches the specific hash value ...

no. 3 example

[0129] Next, a third embodiment of the method for providing payment gateway services of the present invention will be described. The same technical features as those of the above-mentioned first and second embodiments will not be repeatedly described below, and only the differences will be described in detail. The third embodiment is the same as the first embodiment, and does not include the technical feature of representing the hash value through the operation with the adjacent hash value, for example, using the technical feature of the Merkle tree, which is different from the second embodiment and the second embodiment The four embodiments are different.

[0130] Figure 5 It is a sequence diagram briefly showing the registration method of the certificate for providing the payment gateway service of the present invention.

[0131] refer to Figure 5 , first of all, the present invention assumes that the following process has been completed, that is, in order to obtain the...

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Abstract

The present invention relates to a method for providing a payment agency service and a server using same, and specifically, to a method for registering an authentication certificate, a method for providing a payment agency service, a card company server, and a payment agency server. A registration method according to the present invention comprises the steps of a payment agency server: (a) delivering identity authentication information and a first push token ID to a card company server, when the identity authentication information and the first push token ID is delivered from a user terminal;(b) delivering a successful authentication result to the user terminal to support generating and saving a public key and a private key of the user; and (c) managing the first push token ID or a secondpush token ID as an integrated push token ID when the first push token ID and the second push token ID match, and saving registration information including the integrated push token ID and the publickey.

Description

technical field [0001] The present invention relates to a method for providing a payment gateway service using a UTXO-based protocol and a server using it, in particular, to a method for registering a certificate for providing a payment gateway service, a method for providing a payment gateway service using it, and a server using it Card company server and payment gateway server. Background technique [0002] With the increase of credit card users in online shopping malls and offline stores, credit cards have become as important a settlement tool as cash. [0003] In the past, the usual payment flow for credit cards was as follows. [0004] First, in order to purchase a specific commodity or service, a user requests a purchase from a service provider such as a shopping mall, and inputs a card number to an online authentication company. Thus, the online authentication company requests the card company for card number authentication, and receives the card number authenticati...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/02G06Q20/38H04L29/08G06Q20/40
CPCG06Q20/027G06Q20/38215G06Q20/3827G06Q20/3829G06Q20/385G06Q20/4012G06Q20/4018H04L9/3239H04L2209/56H04L9/3268H04L67/55H04L9/50A63B23/16A63B21/0407A63B21/22A63B2209/00G06Q20/3227G06Q20/3821H04L9/0637
Inventor 洪载佑徐汶奎
Owner COINPLUG INC
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