Business monitoring and risk early warning system

Abstract

The present invention provides a business monitoring and risk early warning system. The system includes: a data acquisition module, including a real-time acquisition module, which is used to collect electronic transaction messages for processing and send them to a database or a rule engine; a non-real-time acquisition module, It is used to collect T+1 data files, and send them to the rule engine after cleaning and processing; the rule engine uses the data sent by the data acquisition module to generate early warning information; the front-end application module is used to set and manage the configuration files of the rule engine; the database, It is used to store the data generated during the operation of the above-mentioned data acquisition module, rule engine, and front-end application module. This solution fills the gap in the risk management and control work during and after the alliance transaction. Through real-time, quasi-real-time, batch import and other methods, it can obtain all kinds of information from all channels, and establish a risk management system covering "identification, monitoring, disposal, and reporting". Whole-process risk monitoring and control system.

Description

technical field [0001] The invention relates to the technical field of banking, and more specifically relates to a business monitoring and risk early warning system for commercial banks. Background technique [0002] In order to meet the regulatory requirements of the People's Bank of China and the China Banking Regulatory Commission, enhance the risk control capabilities of the legal person banks and alliances, and enable the alliance's core, electronic channels and other businesses to have the full-process management capabilities of risk monitoring, identification and handling during and after the event, without reducing customer risk. On the premise of experience satisfaction, quickly, dynamically and comprehensively control business risks. According to the requirements of the "Shandong City Commercial Bank Alliance Technology Development Strategic Plan (2015-2019) Revised Draft", the alliance has established a T+1 data platform, which can effectively collect and supervis...

AI Technical Summary

Problems solved by technology

[0003] However, the above-mentioned T+1 data platform is only for each legal person bank and is subject to the operation of each legal person bank. For a consortium composed of multiple legal person banks, it lacks effective information integration and overall supervision. Therefore, it is urgent Need the support of T+0 real-time and quasi-real-time data analysis system

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