Payment system based on blockchain technology

Abstract

The present invention provides a payment system based on blockchain technology, which is characterized in that it includes a transaction application module, an access module, a blockchain module, a connection module, and a channel module; wherein, the transaction application module and the access module , block chain module, connection module, and channel module are sequentially communicatively connected, and the connection module and the access module are communicably connected; all transactions are first placed through the merchant’s own transaction system to form a transaction request and submit In the payment system; the transaction request is transmitted to the channel module through the access module, the blockchain module, and the connection module in the payment system; the connection module is configured to: Monitor the transaction request on the blockchain module, send the monitored transaction request to the channel module, accept the transaction result returned by the channel module, and write the received transaction result into the blockchain module. The present invention facilitates the implementation of accurate, timely and multi-dimensional supervision.

Description

technical field [0001] The present invention relates to the technical field of payment transactions, in particular to a supervised payment transaction system based on block chain technology. Background technique [0002] At present, with the large-scale growth of Internet and mobile phone users, Internet payment and mobile payment are developing rapidly. At the same time, the regulatory authorities found that many platforms used the "big merchant" and "second-clearance" models in the actual business process. The "big merchant" model refers to the situation where multiple merchants use the same merchant code, which violates the principle of authenticity of the merchants; Individuals, and then the company or individual settles to the merchant, which violates the principle of directness of settlement. It may happen that the funds stay in the platform account. When the account funds reach a certain scale, once the platform runs away or misappropriates funds, a series of extrem...

AI Technical Summary

Problems solved by technology

It may happen that the funds stay in the platform account. When the account funds reach a certain scale, once the platform runs away or misappropriates funds, a series of extremely serious problems will arise.

At the same time, the authenticity of the transaction information provided by the platform cannot be guaranteed, and there may be acts of forging or altering transactions to extract funds from merchants and users

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