Method and system for realizing transaction risk control by means of network packet capture data

Abstract

The invention relates to the technical field of financial data monitoring. The invention aims to provide a method and system for realizing the transaction risk control by means of the network packet capture data, which can timely detect the risk of a business system, process the risk immediately, realize the real-time control of the business transaction risk, facilitate the rule increasing and adjustment, and can rapidly respond to the position risk behavior, and moreover, the existing business system is not needed to be reconstructed, and the data is integral and real in process. The method for realizing the transaction risk control by means of the network packet capture data realizes the effective risk control of the business by mirroring the flow data from the business system in real time. The system at least includes a data engine module, a data filtering module, a channel distribution module, a risk control module, a batch processing module, a risk alarm module, and a visual query module.

Description

Technical field [0001] The present invention relates to the technical field of financial data monitoring, and in particular to a method and system for realizing transaction risk control by using network packet capture data. Background technique [0002] In recent years, with the deepening of my country's financial industry reform, risk control is increasingly becoming a research focus of risk management. Media reports on the loss of various financial companies, especially commercial banks, have increased, and operational risks have received unprecedented attention. The increasing number of financial transaction fraud cases is a threat to the financial security, social reputation, and even normal operations of financial companies. [0003] However, the measurement and management of risk control is progressing slowly due to the lack of loss data. [0004] At present, the risk control model adopted by most financial companies is to store daily transaction data in a database, and after...

AI Technical Summary

Problems solved by technology

Although such a model can realize real-time separate control of transactions, there are still huge risks or technical defects, mainly as follows: (1) To transform the business in the existing business system, it is necessary to keep the original framework unchanged and to increase The cost of new functions is high; (2) The application of risk control in the business system will increase the resource consumption in the original system and increase the performance cost; (3) Whenever the risk control rules change, experienced Risk control staff make manual modifications, wasting a lot of labor costs; (4) Since the transaction data is obtained from the application components, there is a lack of behavior data, risk control has its limitations, and there are still certain risks for the normal operation of the business

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