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Identity authentication method and system

A technology of identity authentication and identity information, applied in the electronic field, can solve problems such as bringing great convenience to users, and achieve the effect of ensuring legitimacy

Active Publication Date: 2016-09-14
TENDYRON CORP
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

Although this remote identity method can reduce the waiting time for users, users still need to go to bank outlets, and it does not really allow users to remotely open an account at any time while sitting at home or anywhere. Therefore, although this remote identity authentication method Reduced user waiting time, but did not bring great convenience to users

Method used

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  • Identity authentication method and system

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Experimental program
Comparison scheme
Effect test

Embodiment 1

[0025] This embodiment provides an identity authentication system, such as figure 1 As shown, the system includes: an electronic key device 10, a terminal 20, and an authentication server 30.

[0026] In this embodiment, the working principle of each device is described as follows.

[0027] The electronic key device 10 is used to access the terminal 20, power on to initialize, wait to receive instructions issued by the terminal 20, and perform button detection; the electronic key device 10 is used to determine that the button is allowed when a button is detected Whether the flag is set, if the button flag is allowed to be set, scan the button to obtain the key value of the pressed button, and according to the obtained key value, determine the instruction type corresponding to the pressed button; electronic key device 10 is used for When an instruction issued by the terminal 20 is received, it is determined whether the received instruction is an instruction in a preset format. If it...

Embodiment 2

[0066] This embodiment provides a remote account opening system, such as figure 1 As shown, the remote account opening system adopts the identity authentication system in Embodiment 1. The difference between this embodiment and embodiment 1 is that in this embodiment: the terminal 20 is also used to send an account opening request to the authentication server 30, and the account opening request carries at least a user identity, which can be a bank card number, The serial number of the electronic key device 10, the plain text of ID card information, etc. can be used to uniquely identify the user's identity. The user identity has the same meaning as the user identity in Embodiment 1, and contains the same content; the authentication server 30, It is used to open an account matching the user's identity according to the account opening request.

[0067] As an optional implementation of the embodiment of the present invention, the terminal 20 is also used to obtain the identity authen...

Embodiment 3

[0071] This embodiment provides an identity authentication method, which is applied to the identity authentication system in Embodiment 1.

[0072] figure 2 This is a flowchart of the identity authentication method provided in this embodiment. The method mainly includes the following steps (S201 to S223):

[0073] S201: The electronic key device is connected to the terminal and initialized after power-on;

[0074] The electronic key device in this embodiment is a device with a signature function issued by the bank to the user when the user opens an account, including a KEY with a signature function, a smart card, or a device that integrates a KEY card, for example, ICBC U-Shield, Agricultural Bank Kbao , Bank of China e-Ling and other equipment. The terminal can be a PC, a pad (tablet computer), a smart phone and other devices that support electronic key devices. The electronic key device can be connected to the terminal through a wired way (such as a USB interface, a headset int...

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Abstract

The invention provides an identity authentication method and system. The identity authentication method comprises the steps of connecting an electronic key device to a terminal, electrifying and initializing to obtain verification information, and reminding a user of the verification information; by the terminal, obtaining the identity authentication information and sending the information to an authentication server, wherein the identity authentication information at least comprises record data of reading the authentication information by the user; by the authentication server, receiving the identity authentication information, extracting to-be-verified identity information in the record data, comparing the to-be-verified identity information extracted from the record data with the verified identity information obtained by the authentication server, and finishing the identity authentication is the compared information is in complete agreement.

Description

Technical field [0001] The invention relates to the field of electronic technology, in particular to an identity authentication method and system. Background technique [0002] In the current account opening business, in order to prevent criminals from counterfeiting other people’s identity documents to open an account, users are required to handle the corresponding business at a physical branch. Only when the bank staff manually compares the identity of the user and the identity document held by the user can the account be opened. . Therefore, the user can only handle the account opening business during the working hours of the bank, and when the business is busy, the waiting time is longer, which causes great inconvenience to the bank user. [0003] In order to solve the above problems, more and more banks are trying to open a remote account opening service based on a Video Teller Machine (VTM), allowing users to face-to-face video communication with bank staff. The user first ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): H04L9/32
CPCH04L9/321H04L9/3247
Inventor 李东声
Owner TENDYRON CORP
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