Third-party personal credit based medical insurance settlement system and use method therefor

Abstract

The invention belongs to the technical field of settlement systems and particularly relates to a third-party personal credit based medical insurance settlement system and a use method therefor. The system comprises a personal intelligent terminal, wherein the personal intelligent terminal is connected with a medical institution server through the internet; the medical institution server is connected with a credit authorization terminal through the internet; the credit authorization terminal is connected with a third-party credit service provider server through the internet; the third-party credit service provider server is connected with the medical institution server through the internet; and the medical institution server is connected with a medical insurance institution server through the internet. The system has the advantages that data exchange of electronic expense settlement among a medical institution, a user and a third-party credit service provider is finished through a credit authorization service provider, and medical expenses can be paid anytime and anywhere only by one credit authorization terminal by virtue of the internet, so that the operation is convenient, patients with medical insurance can conveniently see doctors, the queuing frequency is reduced, and the payment efficiency is high.

Description

technical field [0001] The invention belongs to the technical field of settlement systems, and in particular relates to a third-party personal credit-based medical insurance settlement system and its usage method. Background technique [0002] In the traditional mode, when medical insurance patients go to hospitals or other medical institutions to see a doctor, the settlement of medical expenses is realized through card-inserted password verification technology. The main purpose of this card-inserting settlement method is to ensure the safety of funds, but it has brought obvious shortcomings, which seriously hinders the development of Internet applications for medical insurance. Medical institutions can only use a large number of windows or self-service machines to settle the expenses of medical insurance patients, instead of realizing direct settlement through the Internet through smart terminals such as mobile phones. Patients need to go to the window or self-service every...

AI Technical Summary

Problems solved by technology

[0004] Although the above solution solves the deficiencies of the existing technology to a certain extent, it cannot realize off-card settlement, so that many medical institutions can only use a large number of windows or self-service machines to realize the settlement of medical insurance patients, instead of through Now popular smart terminals such as mobile phones realize direct settlement on the Internet

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