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Mobile payment assembly and system and method adopting same

A technology of payment system and action, applied in the direction of payment system, payment system structure, data processing application, etc., can solve problems such as reluctance to release, dilemma of function and appearance, and not many

Inactive Publication Date: 2014-08-06
徐嘉宏
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

On the other hand, currently there are not many types of mobile phones with near-field wireless communication technology available on the market. Compared with the dazzling array of mobile phones produced by many manufacturers on the market, users are limited to purchasing specific built-in wireless communication devices. Due to the small number of chips and components with near-field wireless communication technology, users may not like the appearance of brand-name mobile phones, and because of this, they are faced with a dilemma in terms of function and appearance.
[0006] Furthermore, the above-mentioned method of building the chip into the mobile phone means that the chip manufacturer and the mobile phone manufacturer perform the security authentication process in a specially developed system, which is a closed system, because the chip manufacturer and the mobile phone manufacturer each have specific confidential authentication procedures. Specifications, and are unwilling to release, so it is not easy to widely promote it among every financial institution and mobile phone manufacturer

Method used

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  • Mobile payment assembly and system and method adopting same
  • Mobile payment assembly and system and method adopting same
  • Mobile payment assembly and system and method adopting same

Examples

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Embodiment Construction

[0092] First, please refer to the figure 1 As shown, it is a schematic diagram of the first embodiment of the mobile payment assembly of the present invention and the operation terminal server. The present invention discloses a mobile payment assembly, which includes a mobile electronic device 1, a first key unit 10 and an external payment device 2, and the first key unit 10 can be installed on the mobile device in a built-in or loaded manner. Electronic device 1. The external payment device 2 includes a chip module 21 for accommodating a chip card 22, and the chip card 22 can be a SIM card, a Micro SD card, etc. Wherein, the chip card 22 has a second key unit 20 , and the first key unit 10 is paired with the second key unit 20 by default. If the second key unit 20 of the chip card 22 cannot be paired with the second key unit 20 of the mobile electronic device 1 , the chip card 22 cannot be activated.

[0093] In detail, the external payment device 2 is signal-connected to ...

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Abstract

The invention discloses a mobile payment assembly and a system and method adopting the same. The mobile payment assembly comprises a mobile payment electronic device, a first key unit arranged in the mobile payment electronic device and an external payment device. The external payment device comprises a chip module and is connected to the mobile payment electronic device through signals. After a second key unit of the chip module and the first key unit of the mobile payment electronic device are confirmed, the external payment device is capable of executing a financial transaction action.

Description

technical field [0001] The present invention relates to a mobile payment assembly, in particular to a mobile payment assembly with a signal-connected external payment device and a mobile electronic device and a system and method for applying the mobile payment assembly. Background technique [0002] With the advancement of technology, the use of real money is no longer the only way of buying and selling transactions. With the gradual development of the concept of electronic wallets, combined with the technology of encryption and decoding, the security of the use of electronic wallets has been improved. [0003] Most of the common e-wallets on the market are card-type, such as EasyCard or stored-value cards. However, this type of e-wallet actually has the same disadvantage as real money, that is, it must be carried independently, so users must carry it like ordinary cash , place it in the wallet. However, if you forget to bring your card or wallet to go out, you will still e...

Claims

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Application Information

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IPC IPC(8): G06Q20/34G06Q20/40G06Q20/42
CPCG06Q20/3278G06Q20/3829G06Q20/4014
Inventor 徐嘉宏
Owner 徐嘉宏
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