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System and method for achieving cardless withdrawal on automatic teller machine (ATM)

A technology of automatic teller machines and smart phones, applied in the direction of complete banking systems, complete banking systems, coinless or similar appliances, etc., can solve problems such as cumbersome operations, time-consuming, user experience needs to be improved, and achieve convenience for customers Effect

Inactive Publication Date: 2013-06-12
SHENZHEN YIHUA COMP +2
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] The existing withdrawal transaction is cumbersome and time-consuming, and the user experience needs to be improved

Method used

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  • System and method for achieving cardless withdrawal on automatic teller machine (ATM)
  • System and method for achieving cardless withdrawal on automatic teller machine (ATM)

Examples

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Embodiment Construction

[0026] Such as figure 1 As shown, the present invention discloses a system for cashing cash without a card on an automatic teller machine, including an automatic teller machine 1, an agent server 3, and a transaction processing background 4. The automatic teller machine 1 can generate and display a two-dimensional code, and the agent The server 3 is used to receive the withdrawal request information sent by the third-party terminal 2, the proxy server 3 is connected with the automatic teller machine 1, and sends a money-out instruction to the automatic teller machine 1, and the automatic teller machine 1 and the transaction processing The background 4 is connected; the two-dimensional code includes the automatic teller machine identification number and transaction information, and the withdrawal request information includes the two-dimensional code and user information.

[0027] The automatic teller machine 1 includes an automatic teller machine and an automatic teller machine...

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Abstract

The invention provides a system for achieving cardless withdrawal on an automatic teller machine (ATM) and a method for achieving the cardless withdrawal on the ATM. The system comprises the ATM, a proxy server and a transaction processing background, wherein a two-dimension code can be generated and displayed by the ATM; the proxy server is utilized to receive a withdrawal request message sent by a third party terminal, is connected with the ATM, and sends a cash dispensing order to the ATM; the ATM is connected with the transaction processing background; and the two-dimension code comprises an ATM identification number and transaction information; and the withdrawal request message comprises the two-dimension code and user information. The system for achieving the cardless withdrawal on the ATM and the method for achieving the cardless withdrawal on the ATM have the beneficial effect of capability of achieving cardless withdrawal, thereby being convenient for customers.

Description

technical field [0001] The invention relates to a bank deposit and withdrawal system, in particular to a system and method for realizing cardless withdrawal on an automatic teller machine. Background technique [0002] At present, to withdraw money through an ATM, the user must first insert a bank card, enter a password, and select the transaction type and amount before the device will dispense money. The user needs to carry the bank card with him, and the transaction result is affected by the card reader device. If the card reader device fails, the withdrawal transaction cannot be performed. In the normal withdrawal process, the step of inserting the card and withdrawing the card is indispensable, and the password is input through the EPP keyboard. [0003] The existing withdrawal transaction is cumbersome and time-consuming, and the user experience needs to be improved. Contents of the invention [0004] In order to solve the problems in the prior art, the present inve...

Claims

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Application Information

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IPC IPC(8): G07F19/00
Inventor 彭彤胡良辉刘文海
Owner SHENZHEN YIHUA COMP
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