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Multifunctional visual intelligent card

A smart card, multi-functional technology, applied in the field of visual smart card system, can solve the problems of equipment waste, user inconvenience, and user money waste.

Inactive Publication Date: 2012-07-04
BEIJING CEC HUADA ELECTRONIC DESIGN CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

Although they are all for the realization of users' banking services, since the three are issued on separate carriers, users need to handle them separately and carry them at the same time, which not only causes inconvenience for users, but also causes waste of equipment and money for users

Method used

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Examples

Experimental program
Comparison scheme
Effect test

Embodiment Construction

[0018] A visual smart card system integrating USBKEY, OTP and financial IC card functions will be described in detail below in conjunction with the accompanying drawings.

[0019] image 3 It is a schematic diagram of a product realizing the present invention. M1 mentioned in the figure is the front and back of the card which integrates the functions of USBKEY, OTP and financial IC card; M2 mentioned in the picture is an adapter device.

[0020] Card M1 has function keys and electronic paper display functions; card M1 generates an OTP dynamic password through function keys, and displays it on the electronic paper; card M1 enters relevant information in the USBKEY authentication process through keys, and confirms through function keys; card M1 Display the electronic cash account balance through electronic paper, and query account consumption records through function buttons.

[0021] The 13.56M antenna A1 is embedded in the card M1 in the figure for non-contact application; t...

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PUM

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Abstract

The invention provides a multifunctional visual intelligent card and relates to the field of application of a USBKEY (Universal Serial Bus Key), an OTP (One Time Password) dynamic password and a financial IC (Integrated Circuit) card. The invention provides the visual intelligent card which is integrated with functions of the USBKEY, an OTP and the financial IC card. Three carriers can be combined, the functions of an OTP dynamic password card, the financial IC card and the USBKEY are implemented by one carrier, and a user conveniently selects to use the functions. According to the invention, by a battery, keys and visual electronic paper which are embedded in the intelligent card, the functions of the generation and display of the OTP dynamic password, the information input and authentication of the USBKEY in the authentication process and the display and query of electronic cash balance of the financial IC card are implemented.

Description

technical field [0001] The invention relates to the application field of a visual smart card system which integrates USBKEY, hardware OTP dynamic password and financial IC card functions, including but not limited to this field. Background technique [0002] The financial IC card is a bank card with a chip as a safe storage and use medium, and a smart card chip with a microprocessor, a security processor and a memory is encapsulated in the card. The chip has high computing power, strong security protection capabilities, and large storage capacity. It can store key, digital certificate, fingerprint and other information that needs to be protected, and can also safely run various application software. Compared with the magnetic stripe card currently used, the security is greatly improved, and more value-added services can be provided. The standards of financial IC cards are mainly the EMV standard widely used in the world, and the PBOC2.0 standard of China UnionPay. At prese...

Claims

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Application Information

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IPC IPC(8): G06K19/077G07F9/08G06F21/00G06F21/34
Inventor 周江瑜兰天
Owner BEIJING CEC HUADA ELECTRONIC DESIGN CO LTD
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