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Method for implementing mobile phone payment based on two-dimensional code

A mobile payment and two-dimensional code technology, applied in the payment system structure, telephone communication, instruments, etc., can solve the problems of unfavorable promotion and popularization, and achieve the effects of saving operating costs, convenient use, and wide application

Inactive Publication Date: 2009-07-15
唐红波
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

When the second type of application is combined with a bank card, although it can also be regarded as a type of electronic payment or mobile payment, before the user can obtain the corresponding ticket or electronic receipt, a large amount of information needs to be entered and communicated, sometimes with the help of an online computer or manual services In order to achieve this, and each application has its own system, users need to learn and master different information expression formats or rules before using it, which is not conducive to popularization

Method used

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  • Method for implementing mobile phone payment based on two-dimensional code
  • Method for implementing mobile phone payment based on two-dimensional code
  • Method for implementing mobile phone payment based on two-dimensional code

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Embodiment Construction

[0026] The present invention will be further introduced below in conjunction with the accompanying drawings and specific embodiments, but not as a limitation of the present invention.

[0027] figure 1 It is a schematic diagram of the working principle of the present invention, and also a flow chart of the background system transaction processing of the present invention.

[0028] exist figure 2 Among them, the business number and the corresponding two-dimensional code reading and decoding equipment are suitable for quota tickets. The user enters the corresponding business number and sends it to the designated number. After the background system obtains the content of the mobile phone number and business number, it checks the legality of the user According to the content corresponding to the business number, the corresponding consumption amount will be deducted from the bank card bound by the user, and then the specific format content including the document serial number, bu...

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PUM

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Abstract

The invention relates to a method for realizing mobile telephone payment based on two-dimension codes, comprising steps of integrally managing complex application types by way of corresponding different business numbers with different services, and organically combining main bodies related with the mobile telephone payment, such as users, businessmen, banks, communication management parts and the like. When the method is applied, users only need to record and upload business numbers with mobile telephones, then a system generates corresponding information by judging the mobile telephone numbers and the business numbers; the information is processed, encoded into two-dimension codes and then sent to the mobile telephones; users apply the mobile telephones to reading and decoding devices corresponding to the business numbers to finish corresponding applications so as to realize mobile telephone payment.

Description

technical field [0001] The invention relates to the field of mobile payment, in particular to a method for realizing mobile payment based on two-dimensional code technology. Background technique [0002] With the development of society and the advancement of technology, non-cash payment has become more and more common. In places such as restaurants, hotels and shopping malls, various bank cards can be used. In terms of machine shopping, it is not very convenient to use bank cards, so various targeted stored-value cards have been produced, such as bus cards, fuel cards, shopping cards or "city cards" (such as Hong Kong's "Octopus" card), etc. , the use of multiple cards brings convenience to payment, but because different cards correspond to different consumption methods and different consumption terminals, people have to carry and manage multiple cards, which brings inconvenience to users. At the same time, mobile phones have become a must-have item for modern urban residen...

Claims

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Application Information

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IPC IPC(8): G06Q20/00H04M1/725H04L9/32G06Q20/30G06Q20/32
Inventor 唐红波
Owner 唐红波
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