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System for verifying use of credit/identification card including recording physical attributes of unauthorized users

a technology for identifying cards and systems, applied in testing/monitoring control systems, program control, instruments, etc., can solve problems such as easy tampering of credit cards and disadvantages for other methods of identifying authorized users of cards

Inactive Publication Date: 2000-02-22
WIZARDS
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Benefits of technology

Other objects, features and advantages of the invention shall become apparent as the description thereof proceeds when considered in connection with the accompanying illustrative drawings.

Problems solved by technology

However, fingerprint identification requiring the user's fingerprint to be compared to a fingerprint of the owner on the card suffers from the disadvantage that the credit card may easily be tampered with, e.g., the owner's fingerprint is replaced by the fingerprint of the unauthorized user.
Other methods of identifying authorized users of cards also suffer from the same disadvantage.

Method used

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  • System for verifying use of credit/identification card including recording physical attributes of unauthorized users
  • System for verifying use of credit/identification card including recording physical attributes of unauthorized users
  • System for verifying use of credit/identification card including recording physical attributes of unauthorized users

Examples

Experimental program
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Embodiment Construction

:

Referring now to the drawings, there is generally indicated at 10 a method (illustrated in FIG. 1) for verifying the authorized user of a credit and / or identification card (illustrated in FIG. 3), generally indicated at 12. Preferably, the card 12 should include a surface 14 having at least one fingerprint 18 imprinted thereon of the owner of the card 12. The card preferably has a reverse side.15 (FIG. 4) which has an information strip 16 such as a bar code or magnetic strip, imprinted thereon which has information germane to the owner of the card, such as an identification number and other personal data. The information strip 16.and fingerprint 18 may be imprinted directly onto the card 12 and protected by any suitable laminate as is well-known in the art. As illustrated in FIG. 3, the card 12 has two fingerprints 18 of the owner of the card imprinted on surface 14. The card 12 may also include other information, such as a photograph 20 of it's owner and the name and address of th...

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PUM

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Abstract

The present invention is directed to a method and apparatus for verifying an authorized user of a credit / identification card. The method includes the steps of scanning the card with an apparatus having a plurality of scanning devices for scanning a bar code, scanning the card for evidence of tampering, scanning at least one fingerprint on the card, and any other detectable information, and comparing the scanned information on the card to information of the owner stored on at least one accessible database in communication with the apparatus. Data transmissions between the apparatus and databases are protected by an encryption system. If the information on the card does not match the information germane to the owner of the card which is stored in the database, the card is withheld from the user. Otherwise, the user of the card is free to use it for a desired purpose.

Description

BACKGROUND AND SUMMARY OF THE INVENTIONThis invention relates generally to methods and apparatuses for verifying an authorized user of a credit and / or identification card, and more particularly to a method and apparatus which utilizes a plurality of scanning stations for verifying the authorized user of the card.Recently, attempts have been made to develop systems for preventing the unauthorized use of credit cards. These systems typically utilize various devices for authenticating the identity of the user of such cards. One such system has been to provide on the face of the card a fingerprint of the owner of the card wherein the user's fingerprint must match the fingerprint on the card. The concept of utilizing fingerprint identification as verification for the authenticity of a credit / identification card is well-known. U.S. Pat. No. 4,582,985 (Lofberg) and U.S. Pat. No. 5,180,901 (Hiramatsu) each disclose a typical identifying system. However, fingerprint identification requiring ...

Claims

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Application Information

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IPC IPC(8): G07C9/00G07F7/10G07F7/12G06F21/34G06F21/32G06Q20/34G06Q20/40G06T7/00
CPCG06Q20/341G06Q20/40145G07C9/00087G07F7/08G07F7/1008G07F7/12G07F7/122G07C9/257
Inventor BOGOSIAN, JR., CHARLES A.
Owner WIZARDS
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