Accurate underwriting system and method based on rural land contract management right data

Abstract

The invention discloses a system and a method for accurate underwriting based on rural land contract management right data. The system comprises an insurance module, and an insurance policy creation module and an insurance policy list generation module which are respectively connected with the insurance module. The rear end of the insurance policy creation module is connected with an insurance policy data storage module, a farmer data storage module and a land parcel data storage module, and the rear end of the insurance policy list generation module is connected with an uncompleted insurance policy storage module and a completed insurance policy storage module. And the rear ends of the unfinished insurance policy storage module and the finished insurance policy storage module are simultaneously connected with a list statistics module. The method has the advantages that services in the agricultural insurance buying process are combined with the precise insurance buying concept, and in the insurance buying process, land parcels are used as supports, so that the feasibility of the whole insurance buying process is improved; a more flexible mode supports rural land contract management right confirmation data and manual plot drawing and supplement, and the two modes are combined to supplement mutual defects; information collection and insurance policy creation are completed on line, tedious services are combined with the Internet technology, and farmers and institutions are better served.

Description

technical field [0001] The invention relates to the technical field of rural land underwriting software, in particular to a system and method for accurate underwriting based on rural land contractual management right data. Background technique [0002] At present, agricultural planting insurance is basically divided into underwriting, bid inspection, survey and loss determination, and claim settlement. Most of the data is circulated in paper materials, which is not easy to save, error-prone, and low in efficiency. [0003] Land phenomenon: the land in the north generally has relatively large plots; the land in the south has complex terrain and scattered plots. On-site inspection and insurance take time. [0004] Circulation phenomenon: In the process of collecting underwriting information, a lot of field information needs to be entered, and the traditional handwriting method is relatively inefficient, not to mention that there may be problems such as inaccurate information ...

AI Technical Summary

Problems solved by technology

Time-consuming on-site inspection and insurance

[0004] Circulation phenomenon: In the process of collecting underwriting information, a lot of field information needs to be entered, and the traditional handwriting method is relatively inefficient, not to mention that there may be problems such as inaccurate entered information

[0005] At the same time, since the actual land area of ​​farmers cannot be determined in the underwriting process, accurate underwriting cannot be guaranteed

Images