System for realizing accurate insurance bid verification and claim settlement and working method thereof

Abstract

The system comprises an agricultural insurance subsystem and a farmer land parcel management subsystem which are respectively connected with the accurate insurance bid verification and claim settlement system, and the rear end of the agricultural insurance subsystem is simultaneously and respectively connected with an insurance management system, a bid verification management system and a survey and loss assessment management system. The rear end of the farmer land parcel management subsystem is connected with a land parcel management system and a farmer management system. The system has the advantages that: 1, the system can better store data into a database, is convenient to search and easy to store, is not easy to make mistakes, and is high in efficiency; 2, the actual land area of the farmer can be accurately determined in the underwriting link, and accurate underwriting is carried out; 3, the specific position of the farmer land is clearly known during mark verification, and the authenticity of mark verification is ensured; 4, the land position of the peasant household is clearly known during survey and loss assessment, so that the affected land parcel belongs to the peasant household; and 5, the conditions of false underwriting, false label verification and false accident are effectively avoided.

Description

technical field [0001] The invention relates to the technical field of agricultural claim software, in particular to a system and a working method for realizing accurate insurance bid verification and claim settlement. Background technique [0002] At present, agricultural planting insurance is basically divided into underwriting, bid inspection, survey and loss determination, and claim settlement. The existing methods have the following defects: [0003] 1. Most of the data is circulated in paper materials, which is not easy to save, error-prone, and low in efficiency; [0004] 2. The actual land area of ​​farmers cannot be determined in the underwriting process, and accurate underwriting cannot be guaranteed; [0005] 3. The specific location of the farmer’s land is not known at the time of bid inspection, so the authenticity of the bid inspection cannot be guaranteed; [0006] 4. Since the location of the farmer's land is not known during the damage survey, it is also i...

AI Technical Summary

Problems solved by technology

[0003] 1. Most of the data is circulated in paper materials, which is not easy to save, error-prone, and low in efficiency;

[0004] 2. The actual land area of ​​farmers cannot be determined in the underwriting process, and accurate underwriting cannot be guaranteed;

[0005] 3. The specific location of the farmer’s land is not known at the time of bid inspection, so the authenticity of the bid inspection cannot be guaranteed;

[0006] 4. Since the location of the farmer's land is not known during the damage survey, it is also impossible to guarantee whether the affected land belongs to the farmer

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