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Digital currency film intelligent card, digital currency transaction system and digital currency transaction method

A technology of digital currency and smart card, which is applied in the field of digital currency transaction of digital currency thin film smart card, can solve the problems of not wide enough applicable groups, small coverage of mobile phones supporting SD card, etc., and achieve online and offline transactions, high security and convenience Sexuality and experience-enhancing effects

Pending Publication Date: 2021-07-13
上海方付通科技服务股份有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0016] Mobile phone - secure SD card, due to the limitation of mobile phone hardware space, most mobile phone manufacturers have eliminated or castrated the SD card slot hardware, making the coverage of mobile phones supporting SD cards smaller and smaller, and the applicable groups are not wide enough;

Method used

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  • Digital currency film intelligent card, digital currency transaction system and digital currency transaction method
  • Digital currency film intelligent card, digital currency transaction system and digital currency transaction method

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Embodiment Construction

[0080] The present invention will be further described below with reference to the accompanying drawings.

[0081] See figure 1 The digital currency film smart card of the present invention is applied to the SIM card, and the mobile phone card slot is inserted with the SIM card; including: Hardware Digital Money Application Module 1 for Managing Digital Currency 1, Hardware Digital Currency Application Module 1 includes: for use The digital currency storage module stored by the user digital currency; the digital currency to be paid is encrypted and signed, and the digital currency security module that authenticates the user's identity (authentication if the user entered the PIN is correct); used to bring the digital currency from Digital currency thin film smart card, for example, rewinding the digital currency from the digital currency thin film smart card, replacing the equivalent bank amount, or takes the digital currency from the digital currency film smart card to third-party...

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PUM

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Abstract

The invention discloses a digital currency film intelligent card which is attached to an SIM card and inserted into a mobile phone card slot along with the SIM card. The digital currency film intelligent card comprises: a hardware digital currency application module used for managing digital currency, wherein the hardware digital currency application module comprises a digital currency storage module used for storing digital currency of a user; a digital currency security module, which is used for encrypting and signing the digital currency to be paid and identifying the identity of the user at the same time; and a withdrawing processing module, a depositing processing module and a consumption processing module, which are used for depositing, withdrawing and consuming the digital currency. As a new digital currency chip card form, the invention provides a corresponding digital currency transaction system and transaction method, which effectively realizes the digital currency wallet function and has high security.

Description

Technical field [0001] The present invention relates to the field of digital currency technologies, in particular to digital currency trading technologies for digital currency film smart cards. Background technique [0002] Digital currency is a currency that converts cash values ​​to a series of electronic encrypted sequences, and the safety of currency itself is protected by a cryptographic algorithm. With the development of mobile Internet, mobile payment industry rapid change, based on mobile Internet, NFC (NEAR Field Communication, close wireless communication technology), HCE (Host Cardemulation, card simulation), biometric business models Continuous innovation, the application scenario has expanded rich, online, offline business integration and acceleration. With the transformation and upgrading of communications, finance, Internet and other industries, mobile payment has become a broad consensus of the whole industry, and mobile payments are considered to be an important ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/06G06Q20/32G06Q20/34G06Q20/38G06Q20/40H04L9/32
CPCG06Q20/065G06Q20/3229G06Q20/353G06Q20/3825G06Q20/3829G06Q20/389G06Q20/4012G06Q20/4014H04L9/3226H04L9/3234H04L9/3247H04L2209/56H04L2209/72
Inventor 孙宏宇闵晓琼孙思民
Owner 上海方付通科技服务股份有限公司
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