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Anti-fraud decision-making method, device and equipment and computer storage medium

A decision-making method and official technology, applied in the field of financial technology, to achieve the effect of increasing tolerance, improving accuracy, and avoiding being judged as fraudulent users

Pending Publication Date: 2021-02-09
WEBANK (CHINA)
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] The main purpose of the present invention is to propose an anti-fraud decision-making method, device, equipment and computer storage medium, aiming to solve the technical problem of how to improve the tolerance of name verification

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  • Anti-fraud decision-making method, device and equipment and computer storage medium
  • Anti-fraud decision-making method, device and equipment and computer storage medium

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Embodiment Construction

[0062] It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.

[0063] Such as figure 1 as shown, figure 1 It is a schematic structural diagram of the anti-fraud decision-making device of the hardware operating environment involved in the solution of the embodiment of the present invention.

[0064] The anti-fraud decision-making device in this embodiment of the present invention may be a PC or a server device on which a Java virtual machine runs.

[0065] Such as figure 1 As shown, the anti-fraud decision-making device may include: a processor 1001 , such as a CPU, a network interface 1004 , a user interface 1003 , a memory 1005 , and a communication bus 1002 . Wherein, the communication bus 1002 is used to realize connection and communication between these components. The user interface 1003 may include a display screen (Display), an input unit such as a keyboard (Keyboard),...

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Abstract

The invention relates to the technical field of financial science and technology (Fintech), and discloses an anti-fraud decision method, which comprises the following steps of: receiving an anti-frauddecision instruction for a current user, obtaining user identity card information of the current user, and generating a relative name verification problem and a corresponding first name based on theuser identity card information; obtaining a second name fed back by the current user based on the relative name verification problem, and determining a target matching score of the first name and thesecond name based on the similarity degree of the first name and the second name; and if the target matching score is greater than or equal to the preset matching score, passing the anti-fraud decision of the current user. The tolerance degree of name verification on the user can be increased by matching the similarity degree of the target matching score and the preset matching score, and certaindifference between the name and the name answer input by the user is tolerated; a large number of legal users are prevented from being judged as fraudulent users, and the accuracy of anti-fraudulent decision making is improved.

Description

technical field [0001] The present invention relates to the technical field of financial technology (Fintech), in particular to an anti-fraud decision-making method, device, equipment and computer storage medium. Background technique [0002] With the development of computer technology, more and more technologies (big data, distributed, artificial intelligence, etc.) are applied in the financial field. The traditional financial industry is gradually transforming into financial technology (Fintech). Versatility requirements also put forward higher requirements for anti-fraud decision-making technology based on name verification. [0003] At present, there are many ethnic groups in Indonesia, different religious beliefs, and other historical and cultural characteristics have led to the diversification of Indonesian names. For example, some people use academic qualifications as the prefix or suffix of their names, such as "R DWIBAYU FEBRIHANDONO", "LIA INDRIATI, SE", and Musli...

Claims

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Application Information

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IPC IPC(8): G06Q20/40
CPCG06Q20/4016
Inventor 张慢丽黄国财陈政
Owner WEBANK (CHINA)
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