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Data processing method, device and equipment and computer storage medium

A data processing and data technology, applied in the field of financial technology

Pending Publication Date: 2021-02-02
WEBANK (CHINA)
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] The main purpose of the present invention is to propose a data processing method, device, equipment and computer storage medium, aiming to solve the technical problem of how to improve the accuracy of screening target customers

Method used

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  • Data processing method, device and equipment and computer storage medium
  • Data processing method, device and equipment and computer storage medium
  • Data processing method, device and equipment and computer storage medium

Examples

Experimental program
Comparison scheme
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Embodiment Construction

[0037] It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.

[0038] like figure 1 as shown, figure 1 It is a schematic structural diagram of a data processing device in a hardware operating environment involved in the solution of the embodiment of the present invention.

[0039] The data processing device in this embodiment of the present invention may be a PC or a server device on which a Java virtual machine runs.

[0040] like figure 1 As shown, the data processing device may include: a processor 1001 , such as a CPU, a network interface 1004 , a user interface 1003 , a memory 1005 , and a communication bus 1002 . Wherein, the communication bus 1002 is used to realize connection and communication between these components. The user interface 1003 may include a display screen (Display), an input unit such as a keyboard (Keyboard), and the optional user interface 1003 may a...

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PUM

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Abstract

The invention relates to the technical field of financial science and technology, and discloses a data processing method, which comprises the following steps of: acquiring initial data of a pluralityof clients in a system data source according to an input data requirement, and performing data analysis processing on each initial data to obtain a plurality of index attribute data of each client; performing customer grouping processing on each customer according to a preset clustering model to obtain a customer group corresponding to each customer, and determining a group type of each customer group according to each index attribute data; and determining a target customer group corresponding to the data demand according to each group type, performing linear regression operation on the targetcustomer group based on a preset linear regression equation, and determining a target customer corresponding to the data demand according to an operation result of the linear regression operation. The invention further discloses a data processing device and equipment and a computer storage medium. According to the invention, the accuracy of screening target customers is improved.

Description

technical field [0001] The present invention relates to the technical field of financial technology (Fintech), in particular to a data processing method, device, equipment and computer storage medium. Background technique [0002] With the development of computer technology, more and more technologies (big data, distributed, blockchain, artificial intelligence, etc.) The industry's security and real-time requirements also put forward higher requirements for big data technology. In the current traditional marketing plan, manual screening is carried out based on the customer's registration time, deposit amount, loan amount, loan amount, etc., that is, the customer group is screened through customer behavior data, hardware equipment, etc. Predictive analysis can only rely on the customer's existing information for customer group assembly, its accuracy is low, and because the traditional manual screening of customers is used, it is impossible to perceive the abnormal behavior o...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q10/06G06Q40/02G06F16/215G06F16/25G06F16/28G06K9/62
CPCG06Q10/06393G06Q40/02G06F16/215G06F16/285G06F16/254G06F18/241
Inventor 于翠翠
Owner WEBANK (CHINA)
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