Exchange rate management method and device and computer readable storage medium

Abstract

The embodiment of the invention provides an exchange rate management method and device and a computer readable storage medium, the method is applied to an exchange rate management platform, and the method comprises the following steps: when exchange rate update time arrives, sending an exchange rate acquisition request to front-end processors of multiple financial institutions; receiving exchangerate data stored in the database and returned by the front-end processors of the plurality of financial institutions in response to the exchange rate acquisition request, and obtaining an exchange rate acquisition result; updating exchange rate data of each financial institution and an effective state of an exchange rate factor in an exchange rate table according to the exchange rate acquisition result, the exchange rate table being used for recording the exchange rate data of each financial institution, the exchange rate factor and the effective state of the exchange rate factor; and determining a platform reference exchange rate of the exchange management platform by using the updated exchange rate table, and using the platform reference exchange rate to process the received exchange transaction request. By adopting the exchange rate management method, the stability of the exchange rate in the exchange management platform test environment is ensured, and a stable test environment isfurther provided.

Description

technical field [0001] The present application relates to the field of data processing, in particular to an exchange rate management method, device and computer-readable storage medium. Background technique [0002] The exchange rate of the same currency will have certain differences in different banks. The exchange management platform needs to pull the exchange rate of the same currency from multiple banks in advance, and call the internal algorithm to calculate the currency exchange rate on the exchange management platform based on these exchange rates. The base exchange rate of the platform in the platform, so that the subsequent call of the base exchange rate of the platform can support users to purchase or pay foreign exchange. [0003] In the operation of the foreign exchange management platform, there are relevant agreements signed between the foreign exchange management platform and various banks, which stipulate that in the process of users conducting transactions o...

AI Technical Summary

Problems solved by technology

However, during the testing process of the foreign exchange management platform, the bank did not provide the platform with the bank’s dedicated channel for environmental testing, that is, there will be situations where the testing environment is unstable due to the failure of the bank channel to pull the exchange rate

However, if the test environment is unstable, it may lead to abnormal functions of the currency exchange management platform, which will affect the business of the currency exchange management platform and bring huge losses to users.

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