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Combined payment system and method in weak network environment, cash register and storage medium

A payment system and cash register technology, applied in the field of online payment, can solve the problems of reducing the user experience of online payment, confusing the data of the merchant platform, affecting the efficiency of order payment, etc., to achieve the effect of more humanized payment, guaranteed performance, and avoidance of wrong payment.

Pending Publication Date: 2020-07-31
苏州中仑网络科技有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

In general payment, one payment method can satisfy the order amount, but when the order amount is large or the balance of the payment method selected by the user is insufficient, the payment efficiency of the order will be affected, thereby reducing the user experience of online payment. Using multiple methods to complete the payment of an order together is combined payment. Combined payment can not only increase the utilization rate of merchant stored value cards and prepaid cards, but also appear more convenient and humanized, and also help customers save money from the side.
The existing combined payment method generally submits all the combined payments to the background together. When the network is poor or the feedback of the interactive platform is abnormal, the performance of the combined payment will be affected, and the merchant platform also has the risk of data confusion.

Method used

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  • Combined payment system and method in weak network environment, cash register and storage medium
  • Combined payment system and method in weak network environment, cash register and storage medium
  • Combined payment system and method in weak network environment, cash register and storage medium

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Embodiment Construction

[0030] The following will clearly and completely describe the technical solutions in the embodiments of the present invention with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are only some, not all, embodiments of the present invention. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.

[0031] The terms "comprising" and "having" and any variations thereof in the description and claims of the present invention and the above drawings are intended to cover a non-exclusive inclusion. For example, a process, method, system, product or device comprising a series of steps or units is not limited to the listed steps or units, but optionally also includes unlisted steps or units, or optionally further includes For other steps or units inherent in thes...

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Abstract

The invention discloses a combined payment system and method in a weak network environment, a cash register and a storage medium. The system comprises the cash register, a merchant platform and a third-party payment platform. When the cash register detects that a payment request is a first payment request corresponding to a current order, the cash register generates a payment order locally and sends the payment request to the merchant platform; when judging that the payment request is legal, the platform submits the payment request to a third-party payment platform corresponding to the selected first payment mode, and obtains a payment result from the third-party payment platform; the cash register requests a payment result from the background in a polling mode in a preset time period; ifthe result is not requested, the cash register continues querying or repays according to the input confirmation information; otherwise, when the current state of the payment result is that the paymentis successful, a second payment request is initiated, and the payment of the corresponding amount of money is completed in the selected second payment mode. By adopting the method and the device, theperformance of combined payment can be ensured, data chaos of the merchant platform is avoided, the waiting time is shortened, and the user experience is improved.

Description

technical field [0001] The invention relates to the technical field of online payment, in particular to a combined payment system and method, a cash register, and a storage medium in a weak network environment. Background technique [0002] With the rise, development and maturity of online payment, more and more people choose online payment when shopping. In general payment, one payment method can satisfy the order amount, but when the order amount is large or the balance of the payment method selected by the user is insufficient, the payment efficiency of the order will be affected, thereby reducing the user experience of online payment. Multiple methods are used to complete the payment of an order together, that is, combined payment. Combined payment can not only increase the utilization rate of merchant stored value cards and prepaid cards, but also appear more convenient and humanized, and also help customers save money from the side. In the existing combined payment me...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/02G06Q20/08G06Q20/32G06Q20/38G06Q20/40
CPCG06Q20/02G06Q20/0855G06Q20/325G06Q20/387G06Q20/401
Inventor 许家豪印嘉伟王国标钱琦
Owner 苏州中仑网络科技有限公司
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