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Combined payment system and method, cash register and storage medium

A payment system and cash register technology, applied in the field of online payment, can solve the problems of reducing online payment user experience, merchant platform data confusion, and affecting order payment efficiency, etc., to achieve more humanized payment, ensure performance, and avoid payment errors.

Pending Publication Date: 2020-07-31
苏州中仑网络科技有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

In general payment, one payment method can satisfy the order amount, but when the order amount is large or the balance of the payment method selected by the user is insufficient, the payment efficiency of the order will be affected, thereby reducing the user experience of online payment. Using multiple methods to complete the payment of an order together is combined payment. Combined payment can not only increase the utilization rate of merchant stored value cards and prepaid cards, but also appear more convenient and humanized, and also help customers save money from the side.
The existing combined payment method generally submits all combined payments to the background together. When the network is poor or the feedback of the interactive platform is abnormal, the performance of the combined payment will be affected, and the merchant platform is also at risk of data confusion.

Method used

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  • Combined payment system and method, cash register and storage medium
  • Combined payment system and method, cash register and storage medium
  • Combined payment system and method, cash register and storage medium

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Embodiment Construction

[0026] The following will clearly and completely describe the technical solutions in the embodiments of the present invention with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are only some, not all, embodiments of the present invention. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.

[0027] The terms "comprising" and "having" and any variations thereof in the description and claims of the present invention and the above drawings are intended to cover a non-exclusive inclusion. For example, a process, method, system, product or device comprising a series of steps or units is not limited to the listed steps or units, but optionally also includes unlisted steps or units, or optionally further includes For other steps or units inherent in thes...

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Abstract

The invention discloses a combined payment system and method, a cash register and a storage medium. The system mainly comprises the cash register, a merchant platform and a third-party payment platform. When the cash register detects that a payment request is a first payment request corresponding to a current order, a payment order is generated locally, and the payment request is sent to the merchant platform; the background submits the payment request to a third-party payment platform corresponding to the selected first payment mode when judging that the payment request is a legal request according to the order information; the merchant platform receives a payment result fed back by the third-party payment platform and then feeds back the payment result to the cash register; and when thecurrent state of the payment result is that payment is successful, the cash register initiates a second payment request and completes payment of the corresponding amount of money in a selected secondpayment mode. By adopting the method and the system, the performance of combined payment can be ensured when the network is poor or the platform is abnormal by providing the combined payment which iscarried out through one-by-one execution of a plurality of payment modes, and the data chaos of the merchant platform is avoided.

Description

technical field [0001] The invention relates to the technical field of online payment, in particular to a combined payment system and method, a cash register, and a storage medium. Background technique [0002] With the rise, development and maturity of online payment, more and more people choose online payment when shopping. In general payment, one payment method can satisfy the order amount, but when the order amount is large or the balance of the payment method selected by the user is insufficient, the payment efficiency of the order will be affected, thereby reducing the user experience of online payment. Multiple methods are used to complete the payment of an order together, that is, combined payment. Combined payment can not only increase the utilization rate of merchant stored value cards and prepaid cards, but also appear more convenient and humanized, and also help customers save money from the side. The existing combined payment method generally submits all the co...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/02G06Q20/08G06Q20/32G06Q20/38G06Q20/40
CPCG06Q20/02G06Q20/0855G06Q20/325G06Q20/387G06Q20/401
Inventor 吴阳邢忠义许家豪印嘉伟
Owner 苏州中仑网络科技有限公司
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