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Block chain-based business data processing method, apparatus and device, and storage medium

A technology of business data and processing methods, applied in the field of blockchain, can solve problems such as machine purchase loan business fraud

Pending Publication Date: 2019-04-05
PING AN TECH (SHENZHEN) CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

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Problems solved by technology

[0004] The embodiment of the present invention provides a blockchain-based business data processing method, device, computer equipment, and storage medium to solve the problem of fraud risk in the machine purchase loan business

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  • Block chain-based business data processing method, apparatus and device, and storage medium
  • Block chain-based business data processing method, apparatus and device, and storage medium

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Embodiment Construction

[0037] The following will clearly and completely describe the technical solutions in the embodiments of the present invention with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are some of the embodiments of the present invention, but not all of them. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without creative efforts fall within the protection scope of the present invention.

[0038] The business data processing method based on block chain provided by this application can be applied in such as figure 1 An application environment in which a client communicates with a server over a network. Wherein, the client can be but not limited to various personal computers, notebook computers, smart phones, tablet computers and portable wearable devices. The server can be implemented by an independent server or a server cluster composed...

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Abstract

The invention discloses Block chain-based business data processing method, apparatus and device, and storage medium, is applied to the technical field of block chains, and is used for solving the problem that a machine purchase loan service has a fraud risk. The method provided by the invention comprises the following steps: obtaining a target machine purchase contract signed by a machine purchaseuser and a mobile phone supplier; Respectively carrying out identity verification on the machine purchase user and the mobile phone supplier according to respective identity verification materials ofthe machine purchase user and the mobile phone supplier; If the verification is passed, recording the target machine purchase contract to a block chain; If the loan triggering condition is met, sending a loan application to a loan institution; Forwarding the query request to a credit investigation mechanism; Obtaining credit investigation information fed back by the credit investigation mechanismand sending the credit investigation information to the loan mechanism; And recording the machine purchase loan contract, the loaning record information and the repayment information of the machine purchase user to the block chain, and authorizing the credit investigation mechanism through a preset channel on the block chain, so that the credit investigation mechanism records the repayment information of the machine purchase user and updates the credit investigation information of the machine purchase user.

Description

technical field [0001] The present invention relates to the technical field of block chain, in particular to a block chain-based business data processing method, device, equipment and storage medium. Background technique [0002] At present, the competition in the mobile phone market is becoming more and more fierce, and the sales price of mobile phone products is also getting higher and higher. In order to meet the market demand, the phone purchase loan business has emerged as the times require. Currently, when a user purchases a mobile phone through a mobile phone loan, he needs to sign a purchase contract with the mobile phone supplier at the store where the mobile phone is sold, and then the mobile phone supplier initiates a loan application to the lending institution. After submitting the purchase contract and other materials to the lending institution, the lending institution will review the materials, and after passing the review, will directly issue the user's mobile...

Claims

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Application Information

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IPC IPC(8): G06Q40/02G06F21/32G06F21/33G06F21/64
CPCG06F21/32G06F21/33G06F21/64G06Q40/03
Inventor 陈凯
Owner PING AN TECH (SHENZHEN) CO LTD
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