An auxiliary screening method and system for suspicious transaction cases

Abstract

The invention discloses an auxiliary screening method and system for suspicious transaction cases. The method comprises the following steps of extracting the clue data of the transaction case to be processed, analyzing the overall situation of the transaction case to be processed, analyzing the fund flow direction, analyzing the user risk and the transaction risk, and obtaining the doubtful data;determining the risk nature score of the transaction cases to be processed; calculating the cumulative amount of the transaction cases to be processed; based on the risk matrix method, evaluating therisk level of suspicious transaction cases according to the above indexes. The system includes a clue data extraction module, a transaction case analysis module, a risk nature determination module, acumulative amount calculation module and a suspicious degree determination module. The method and the system of the invention realize the intelligent and automatic screening of suspicious transactioncases, are not influenced by the subjective factors of the staff, greatly reduce the input of manpower and material resources, and have the outstanding advantages of high accuracy, strong objectivity,high efficiency, intelligence, comprehensiveness, tracing and the like.

Description

technical field [0001] The present invention relates to the technical field of suspicious transaction screening, more specifically, the present invention is an auxiliary screening method and system for suspicious transaction cases. Background technique [0002] At present, with the promulgation of new anti-money laundering regulations by the People's Bank of China, the self-monitoring model has become the basis of the anti-money laundering work of various financial institutions, but the traditional self-monitoring method will inevitably bring a lot of screening work for suspicious transactions. The following problems: (1) The screening effect is greatly affected by the subjective factors of the staff, and the screening effect is uneven, so it is difficult to objectively determine the suspicious degree of suspicious transaction cases; (2) The number of suspicious transactions to be screened is huge, requiring a large amount of The cost of manpower and material resources is to...

AI Technical Summary

Problems solved by technology

[0004] In order to solve the problems existing in the existing screening methods of suspicious transactions, which are easily affected by the subjective factors of the staff, and the input cost of manpower and material resources is too high, the present invention provides an innovative method and system for auxiliary screening of suspicious transaction cases, based on the objective and comprehensive The screening process of the suspicious transaction is intelligentized, electronicized and streamlined in the present invention, which not only significantly reduces the input cost, but also the screening process is not affected by the subjective factors of the staff. Therefore, the present invention has strong objectivity in the screening process. , high accuracy and high efficiency and other outstanding advantages

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