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A third-party withholding and remitting system for direct rates based on a communication protocol

A technology of communication protocol and rate, applied in the direction of agreement authorization, payment system, payment system structure, etc., can solve the problems of tax evasion and tax evasion, achieve the effect of preventing loopholes, facilitating multi-party bookkeeping, and realizing barrier-free payment

Pending Publication Date: 2019-01-11
周维平
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  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] The present invention provides a third-party withholding and payment system related to direct rates based on a communication protocol, which is used to solve the defect that the existing payment system is prone to tax evasion

Method used

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  • A third-party withholding and remitting system for direct rates based on a communication protocol
  • A third-party withholding and remitting system for direct rates based on a communication protocol
  • A third-party withholding and remitting system for direct rates based on a communication protocol

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Embodiment Construction

[0048] The preferred embodiments of the present invention will be described below in conjunction with the accompanying drawings. It should be understood that the preferred embodiments described here are only used to illustrate and explain the present invention, and are not intended to limit the present invention.

[0049] The embodiment of the present invention provides a communication protocol-based third-party withholding and payment system related to direct fee rates, which is suitable for transaction processes involving direct fee rates; in the embodiments of the present invention, "transactions involving direct fee rates" refers to What is more important is the transaction process that can be directly deducted when involving capital transfer, that is, as long as the expenses that can be directly deducted are applicable to the system provided by this embodiment. see figure 1 As shown, the third-party withholding and payment includes: the user terminal 10 and the third-part...

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Abstract

The invention provides a third-party withholding and remitting system for direct rates based on a communication protocol. The system comprises a user terminal and a third-party payment platform. The data transmission between the user terminal and the third-party payment platform is realized by communication protocol. The user terminal is configured to send a transaction request to a third-party payment platform. The third-party payment platform authenticates the transaction request. After the transaction request is authenticated, the withholding and remitting information corresponding to the transaction request is determined according to the information of the payer and the payee, and the withholding and remitting information includes the tax account and the corresponding withholding and remitting tax rate. The third-party payment platform determines withholding and remittance tax corresponding to withholding and remittance tax rate according to withholding and remittance information and transaction amount, transfers the withholding and remittance tax to the corresponding tax account, and the third-party payment platform maintains withholding and remittance records. The system usesthe third-party payment platform and the existing banking system to achieve automatic withholding and remittance, which can effectively avoid tax evasion and tax evasion.

Description

technical field [0001] The invention relates to the technical field of financial system payment, in particular to a communication protocol-based third-party withholding and payment system related to direct rates. Background technique [0002] At present, currency, as a public circulation medium, is controlled by the government. Because of the frequent existence of a large number of transactions, it is difficult to count bank data, which is not conducive to user classification and management. With the digitalization of national currencies around the world, it is inevitable to create a global secure payment system. However, the existing third-party payment only completes the personal receipt and payment of funds, and cannot avoid fraud. As far as payment is concerned, both banks and individuals will inevitably encounter various frauds and hackers. In addition, information between banks is not smooth, which can easily lead to frequent crimes. [0003] At the same time, taxati...

Claims

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Application Information

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IPC IPC(8): G06Q20/02G06Q20/08G06Q20/10G06Q20/38G06Q20/40
CPCG06Q20/0855G06Q40/123G06Q20/40145G06Q20/102G06Q20/14
Inventor 周维平
Owner 周维平
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