Security authentication method and system, and computer readable storage medium

Abstract

Embodiments of the invention provide a security authentication method and system, and a computer readable storage medium. The method comprises the following steps of collecting user information of a user logging in to the authentication system and first preset equipment hardware information of a mobile terminal used when the user logs in to the authentication system for binding before security authentication, and binding and storing the user information and the first preset equipment hardware information in a one-to-one manner; during a security authentication process, collecting the user information and second preset equipment hardware information of a mobile terminal used when the user logs in to the authentication system for authentication, instructing a communication device to send a short message verification code to the mobile terminal used for authentication by the user, and storing the short message verification code; receiving the verification code input by the user; and whenthe first preset equipment hardware information is successfully matched with the second preset equipment hardware information, and the verification code input by the user is successfully matched withthe short message verification code, passing the authentication.

Description

technical field [0001] The invention relates to the technical field of financial transactions, in particular to a security authentication method, system and computer-readable storage medium. Background technique [0002] With the popularization of mobile Internet financial products, security incidents of financial transactions on mobile terminals occur frequently. Financial interbank products usually use SMS verification code authentication or independent security authentication devices such as Token and CA. The transaction security authentication methods used by financial transaction products (systems) are roughly divided into three categories: the first type is verification codes, such as mobile phone SMS Verification code, telephone voice verification code, graphic verification code, etc.; the second type is hardware device authentication, such as E-Token, digital certificate CA authentication, etc.; the third type is based on the combination of the previous two types of ...

AI Technical Summary

Problems solved by technology

[0004] The embodiment of the present invention provides a security authentication method to solve the technical problems of low security authentication coefficient and poor user experience in the prior art

[0005] The embodiment of the present invention also provides a computer-readable storage medium to solve the technical problems of low security authentication coefficient and poor user experience in the prior art

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