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Method and device for payment

A technology for equipment and users, applied in the direction of payment system, payment system structure, payment scheme/model, etc., can solve problems such as cumbersome payment process, achieve the effect of promoting transaction conclusion, simplifying payment process, and increasing shipments

Active Publication Date: 2017-09-01
ALIBABA GRP HLDG LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0006] This application provides a method and device for payment, which is used to solve the problem that the deposit payment method in the prior art requires the buyer to make multiple payments, and the payment process is cumbersome

Method used

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  • Method and device for payment
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Embodiment Construction

[0054] With the development of online shopping, payment methods are also changing. One method currently emerging is that the buyer can pay a part of the deposit to a third party first, and then pay the rest to the third party at a specified time, and then the seller delivers the goods and the buyer receives the payment. After the arrival is confirmed, the third party will pay the buyer's payment amount to the seller. For example, shopping festivals, etc. Before the shopping festival, the seller will pre-sell the goods, and the user will pay a part of the order amount as a deposit, and then pay the balance on the day of the event, and then the seller will arrange the delivery. However, this way of paying the deposit requires the buyer to make multiple payments, and the payment process is relatively cumbersome.

[0055] Based on this, the embodiment of the present application is aimed at a transaction that requires at least two payments. After the user makes one payment, if the ...

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PUM

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Abstract

The embodiments of the invention relate to the technical field of online payment, and particularly relate to a method and a device for payment. The method and the device are provided to solve the problem that buyers need to make multiple payments and the payment process is complicated for the deposit-based payment method in the prior art. According to the embodiments of the invention, for a transaction needing at least two payments, if a user chooses automatic subsequent payment after first payment, the amount of money needed for next payment is paid through a payment account set by the user upon the arrival of the automatic payment time. As the amount of money needed for next payment can be paid through the payment account set by the user upon the arrival of the automatic payment time for a transaction needing at least two payments, there is no need for buyers to make multiple payments manually, and the payment process is simplified.

Description

technical field [0001] The present application relates to the technical field of network payment, in particular to a payment method and device. Background technique [0002] With the rapid development of the current network, many things can be done through the network, among which online shopping is the most popular. [0003] In online shopping, sellers display their products through the Internet, buyers select products through the Internet, and make purchases through the Internet. [0004] Compared with the face-to-face purchase method, the payment method of online shopping is generally that the buyer pays the payment amount to a third party through the Internet, and then the seller delivers the goods. After the buyer receives the goods and confirms the third party then pays the buyer's payment amount to the seller. [0005] With the diversification of online transaction methods, more and more transaction methods have emerged. In addition to the above transaction methods,...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/02G06Q20/22G06Q20/40
CPCG06Q20/023G06Q20/22G06Q20/227G06Q20/405
Inventor 李鸿晓
Owner ALIBABA GRP HLDG LTD
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