Looking for breakthrough ideas for innovation challenges? Try Patsnap Eureka!

Membership financial service management system

A technology of service management and membership system, which is applied in the field of credit card processing and loan services, can solve cumbersome problems and achieve the effect of meeting personal financial needs

Inactive Publication Date: 2017-05-10
苏州浦瑞融网络科技有限公司
View PDF5 Cites 6 Cited by
  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

Although this avoids the trouble of customers having to go to the bank in person, it requires customers to fill in a large amount of information online, which is also cumbersome.

Method used

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
View more

Image

Smart Image Click on the blue labels to locate them in the text.
Viewing Examples
Smart Image
  • Membership financial service management system
  • Membership financial service management system
  • Membership financial service management system

Examples

Experimental program
Comparison scheme
Effect test

Embodiment Construction

[0028] The present invention will be further described below in conjunction with the accompanying drawings.

[0029] Such as Figure 1~4 As shown, a membership-based financial service management system, the system includes a data processing platform S1 and a mobile client APP S2, and the mobile client APP S2 includes a member management module S21, a transaction module S22 and a customer service module S23;

[0030] The data processing platform includes information management module S11, loan review module S12, credit card review module S13, risk assessment module S14 and security module S15;

[0031] The information management module S11 is used to manage user information and merchant information;

[0032] The loan review module S12 is used for reviewing, confirming and replying to the loan application information;

[0033] The credit card review module S13 is used for reviewing, confirming and replying to credit card application information;

[0034] The risk assessment m...

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More

PUM

No PUM Login to View More

Abstract

Provided is a membership financial service management system. The system comprises a data processing platform and a mobile client APP. The mobile client APP comprises a member management module, a transaction module and a client service module. The data processing platform comprises an information management module, a loan audit module, a credit card audit module, a risk assessment module and a safety module. The member management module comprises a user register module, a personal account management module and a third-party payment platform. The transaction module comprises a credit card application module, a loan application module, a network mall, a personal data management module and a friend module. The provided membership financial service management system can carry out credit card application or loan application through an individual membership method; and compared with an existing application method, a client does not need to fill in complex application documents. The system has the advantages of being fast, efficient and safe; system credits can exchange real objects in the network mall; and deposit withdrawal can be realized equivalently through a membership card instead of a bank card to meet personal fund demand.

Description

technical field [0001] The invention relates to the technical field of credit card handling and loan services, in particular to a membership-based financial service management system. Background technique [0002] In recent years, with the rapid development of my country's economy, my country's consumer finance credit industry and the personal credit score assessment services of credit institutions have developed rapidly. The personal credit industry and personal credit risk assessment service industry have huge market potential and high expectations. Earnings have become the focus of competition in the financial market. All financial institutions regard the development of consumer loans as an important part of their development strategies, and the main risk faced by banks in the course of operation is credit risk. However, the current approval process of domestic financial institutions for personal consumption loans is as follows: after the loan applicant submits a loan appl...

Claims

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More

Application Information

Patent Timeline
no application Login to View More
Patent Type & Authority Applications(China)
IPC IPC(8): G06Q30/02G06Q40/02
CPCG06Q30/0208G06Q30/0214G06Q40/03
Inventor 陈涛
Owner 苏州浦瑞融网络科技有限公司
Who we serve
  • R&D Engineer
  • R&D Manager
  • IP Professional
Why Patsnap Eureka
  • Industry Leading Data Capabilities
  • Powerful AI technology
  • Patent DNA Extraction
Social media
Patsnap Eureka Blog
Learn More
PatSnap group products

Browse by: Latest US Patents, China's latest patents, Technical Efficacy Thesaurus, Application Domain, Technology Topic, Popular Technical Reports.

© 2024 PatSnap. All rights reserved.Legal|Privacy policy|Modern Slavery Act Transparency Statement|Sitemap|About US| Contact US: help@patsnap.com