Open-ended type fund implementation method enabling capital withdrawal at any time

Abstract

The present invention discloses an open-ended type fund implementation method enabling capital withdrawal at any time. The method includes the following steps that: 1, a system configures a unique ID and account for a manager and an investor; 2, the fund manager applies for initiating an open-ended type fund, the fund system processes the application of the fund manager; 3, the investor retrieves the fund according to different sporting modes based on his or her own needs and initiates an investment application containing a clear amount of money, the system checks the investment application; and 4, after investing the fund, the investor initiates a capital withdrawal and redemption application, the fund system processes the capital withdrawal application, and a transaction is completed. With the method of the present invention adopted, the investor can complete the transaction after submitting subscription and buying or capital withdrawal and redemption without the confirmation of the fund manager required; capitals can be transferred into an account on the same day; the speed of capital utilization can be increased; the waiting time of the completion of input and redemption transactions can be decreased; the commission settlement, the transfer of commissions to the account of the manager, and the capital withdrawal of the investor can be completed simultaneously; and time for commission settlement and the transfer of the commissions to the account can be reduced to zero.

Description

technical field [0001] The invention belongs to the field of fund investment, and relates to the time limit and method of fund investment and redemption, in particular to an open-end fund realization method capable of withdrawing investment at any time. Background technique [0002] Open-end Funds means that when a fund sponsor establishes a fund, the total size of fund units or shares is not fixed, and the fund units or shares can be sold to investors at any time according to the needs of investors, and investors can A fund operation method that requires the redemption of issued fund units or shares. Investors can either buy funds through fund sales agencies to increase the fund's assets and scale accordingly, or sell the fund shares they hold to the fund and withdraw cash to reduce the fund's assets and scale accordingly. The trading time of the fund is the trading time of the stock. The fund company will make effective confirmation every Monday to Friday (except legal ho...

AI Technical Summary

Problems solved by technology

Open-end funds cannot be redeemed in the following main situations: the fund building period after the end of the fundraising period is as long as 1-3 months, and the fund cannot be redeemed during this period; when a large amount of redemption occurs, In the event that the redemption may not be possible, it is necessary to give up the redemption or postpone the redemption to the next working day; although the fund can apply for redemption, it cannot be redeemed because it is a holiday, and it needs to be sold after the holiday; some open-end funds It is open on a regular basis, and is open for subscription and redemption at a fixed time every year, and cannot be redeemed at other times; other force majeure makes it impossible to redeem

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