Online payment method and device

A technology of consumption amount and consumption type, applied in the field of communication, can solve the problems of increasing system maintenance cost and difficulty, complex processing process, etc., and achieve the effect of reducing cost and difficulty and simplifying processing process

Inactive Publication Date: 2016-12-07
HUAWEI SOFTWARE TECH
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] The embodiment of the present invention provides a method and device for online payment, which can solve the problem that when the user needs to switch between two payment methods, the processing process is complicated and the cost and difficulty of system maintenance are increased

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Embodiment Construction

[0065] The following will clearly and completely describe the technical solutions in the embodiments of the present invention with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are only some, not all, embodiments of the present invention. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.

[0066] In order to make the advantages of the technical solution of the present invention clearer, the present invention will be described in detail below in conjunction with the accompanying drawings and embodiments.

[0067] The present invention is suitable for online billing systems, such as figure 1 As shown, the online billing system mainly includes a CBE (Convergent Billing Engine, converged billing) unit, a BDS (Billing Data Service, accounting data se...

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Abstract

The embodiment of the invention discloses an online payment method and device, and relates to the technical field of communications. The problems that the processing procedure is complex and the system maintenance cost and difficulty are increased when a user needs to switch between two payment modes can be solved. The method comprises the following steps: a convergent billing unit receiving a consumption request of the user; computing the expense of the user according to user billing information and consumption details; sending a balance deduction request to a financial data service unit; the financial data service unit acquiring the expense of the user; deducting the actual balance of the user when the user is the real-time payment user; accumulating the expense of the user to the current simulated deduction amount when the user is not the real-time payment user and the current moment does not belong to the charge-off time of the former payment day; and deducting the actual balance of the user according to the current simulated deduction amount when the user is not the real-time payment user and the current payment day of the user is ended. The online payment method is suitable for a charging device.

Description

technical field [0001] The invention relates to the technical field of communications, in particular to an online payment method and device. Background technique [0002] In the current BSS (Business Support System, business support system) charging field, charging modes for users are generally divided into pre-payment mode and post-payment mode. Pre-payment is the mode of recharging first and then consumption. When the user makes consumption, the amount of consumption will be deducted from the user's balance in real time, that is, real-time payment; post-payment is the mode of first consumption and then payment. After the consumption amount is debited and processed according to the accounting cycle, it will be paid and written off according to the arrears amount of the accounting cycle. In the prior art, the post-paid billing system and the pre-paid billing system belong to two independently constructed systems, and the user selects one of the billing methods for billing. ...

Claims

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Application Information

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IPC IPC(8): H04L12/14H04W4/24
Inventor 房厚波
Owner HUAWEI SOFTWARE TECH
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