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Security payment system based on wearable device and payment method

A wearable device and secure payment technology, applied in the payment system, payment system structure, short-distance communication service, etc., can solve the problem of wearable device loss and other problems, increase the personal identity verification process, prevent loss and stealing, and ensure transaction security Effect

Inactive Publication Date: 2016-09-21
WUHAN TIANYU JULIAN TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] Mobile payment NFC is a non-density near-field payment. When the wearable device is worn, there is a risk of false swiping; if the wearable device is lost, there is a risk of fraudulent swiping;

Method used

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  • Security payment system based on wearable device and payment method
  • Security payment system based on wearable device and payment method
  • Security payment system based on wearable device and payment method

Examples

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Embodiment Construction

[0025] The present invention will be described in further detail below in conjunction with the accompanying drawings and embodiments.

[0026] see figure 1 As shown, the embodiment of the present invention provides a wearable device-based secure payment system, including: a wearable device 1 and a smart phone 2 . The wearable device 1 includes: an NFC payment module 12, which is used to realize wireless payment through an NFC radio frequency channel and a POS cash register or an automatic vending machine; a sensor module 13, which is used to collect the user's physical sign data or environmental data. The sensor module 13 ; a wearable device bluetooth module 14, for data interaction with the smart handheld terminal 2; a main control module 11, the main control module 11 is electrically connected with the NFC payment module 12, the sensor module 13 and the wearable device bluetooth module 14, for Receive and process the data collected by the sensor module 13 and the wearable d...

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PUM

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Abstract

The invention discloses a security payment system based on a wearable device and relates to the field of wearable equipment and mobile payment. The security payment system comprises a wearable device and a smart phone. The wearable device comprises a master control module, a NFC payment module, a sensor module, a wearable device Bluetooth module, and a power module. The smart phone comprises an application processing module, a phone Bluetooth module, and a safety input module. A user may flexibly activate or inactivate the mobile payment NFC function of the wearable device, may add a personal ID authentication process to guarantee transaction safety. The process that the user activates or inactivates the mobile payment NFC function of the wearable device is transferred via a Bluetooth protocol and an encryption mechanism strategy is used in Bluetooth transmission in order to guarantee that a user-set process is safe, reliable, and unduplicable. The invention discloses a payment method of the security payment system based on the wearable device.

Description

technical field [0001] The invention relates to the fields of wearable devices and mobile payment, in particular to a wearable device-based secure payment system and payment method. Background technique [0002] Combining wearable devices with mobile payment NFC devices to form a wearable device that supports mobile payment NFC has become a major trend in the development of current wearable products. Although wearable devices that support mobile payment NFC can perform NFC payment operations more conveniently, they have the advantages of simplicity, convenience, and speed. But it also brings the following risks: [0003] Mobile payment NFC is a non-density near-field payment. When the wearable device is worn, there is a risk of false swiping; if the wearable device is lost, there is a risk of fraudulent swiping; [0004] This brings concerns about the security of electronic cash accounts or wallet accounts to users of wearable devices with payment functions. Contents of ...

Claims

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Application Information

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IPC IPC(8): G06Q20/32G06Q20/40H04W4/00
CPCG06Q20/3278G06Q20/40145H04W4/80
Inventor 董逢华杨斐霏
Owner WUHAN TIANYU JULIAN TECH CO LTD
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