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Data interaction processing method and device and on-line money borrowing method

A technology of data interaction and processing method, which is applied in the field of Internet data interaction and can solve the problem that the data requester cannot obtain data.

Inactive Publication Date: 2016-05-04
SHENZHEN CIFPAY NETWORK BANK TECH
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] However, in this data interaction method, all the data required by the data requester needs to be transferred by the intermediate server, which may result in that when the intermediate server fails or the data is obtained by others, the data requester cannot obtain the corresponding data, which will create a huge impact on the network. users at great risk

Method used

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  • Data interaction processing method and device and on-line money borrowing method
  • Data interaction processing method and device and on-line money borrowing method
  • Data interaction processing method and device and on-line money borrowing method

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Embodiment Construction

[0028] In the following description, for purposes of illustration rather than limitation, specific details, such as specific system architectures, interfaces, and techniques, are set forth in order to provide a thorough understanding of the present application.

[0029] refer to figure 1 , figure 1It is a schematic flow chart of an embodiment of the online borrowing method of the present invention. The executor of this embodiment is the first server, and the first server may be an online lending platform. The online borrowing method of this embodiment includes the following steps:

[0030] S101: The first server receives a loan request sent by a first terminal, and sends the loan request to at least one second terminal; wherein, the loan request includes at least a total loan amount, a repayment period, and first capital account information.

[0031] When the first terminal user needs to initiate a loan from others, the first terminal sends a loan request to the first serve...

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Abstract

The invention discloses a data interaction processing method and device and an on-line money borrowing method. The data interaction processing method includes the following steps: a first server receives an interaction request of obtaining target data which is sent by a first terminal, and sends the interaction request to at least one second terminal, wherein the interaction request at least includes a data value of the target data and first account information; a first data certificate sent when the second terminal responds to the interaction request is received, the first data certificate is generated by a second server by locking first data of a second account of a user of the second terminal; and when the received first data certificate is confirmed to satisfy a first preset requirement, a first instruction is sent to the second server corresponding to the received first data certificate, and the first data is added to the first account. Through the abovementioned method, security of network data interaction can be improved.

Description

technical field [0001] The invention relates to the technical field of Internet data interaction, in particular to a data interaction processing method, device and online borrowing method. Background technique [0002] With the development of Internet technology, especially mobile Internet technology, users can connect to the Internet through mobile devices using 2G, 3G, 4G or wifi to conduct interactive and social activities, and users can carry out online activities conveniently and effectively through Internet technology. It is an incomparable experience offline. [0003] In an existing data interaction method, when a data requester and a data provider implement data interaction, an intermediate server is required to forward the response data. For example, when the data requester needs to obtain data from multiple data providers, the data requester sends an interaction request to the intermediate server, and the data provider obtains the interaction request from the inte...

Claims

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Application Information

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IPC IPC(8): H04L29/08G06Q20/38
CPCH04L67/12G06Q20/382G06Q20/3821
Inventor 王瑶瑶朱文壤
Owner SHENZHEN CIFPAY NETWORK BANK TECH
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