Method and system for bank business flow based on computers and big data

Abstract

According to the method and the system, bank business flow is changed from the characteristic of taking employees as the center to the characteristic of taking computers and big data as the center. Computers and big data technology are utilized to help to generate bank business application, client operation lists and bank employee operation lists, a manual handling part and a computer handling part in bank business are analyzed and processed separately, and thus the business processing efficiency is improved by 20 times. Bank employees concentrate to confirm client demands, and other business are processed by computers. A visual tracking technology is utilized for guiding clients to use self-service equipment with same guiding effect of an employee, and thus the utilization rate of the self-service equipment is substantially improved. Based on a same seven-employee location, the daily reception capability is improved from 200 person times to 5000 person times by utilizing the method and the system, so that a two-employee location and a three-employee location can be realized, which are cannot be realized by a conventional location with the characteristic of taking employees as the center; and the normal daily business processing capability of the three-employee location can reach 200 deals, and is far more than that of a conventional seven-employee location.

Description

technical field [0001] The present invention relates to a method and a system of a banking business process based on computers and big data, in particular to a banking business process that increases the current bank's per capita business processing capacity by 10 times. Background technique [0002] At present, banks continue to use the business processes of the abacus era, and computers and big data technologies are used to support the old business processes. This is like using the tactics of the cold weapon era in the machine gun era. Of course, there are many problems. The present invention transforms the banking business process from "employee-centered" to "computer and big data-centered". By analyzing the manual processing part and the computer processing part in the banking business and processing them separately, the processing efficiency is increased by 20 times. It is also a 7-person outlet, and the daily reception capacity has been increased from 200 to 5,000 per...

AI Technical Summary

Problems solved by technology

[0006] Embodiments of the present invention provide a method and system for banking business processes based on computers and big data to solve the problem of low per capita business processing capacity of banks

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