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High-security wearable collection and payment method

A high-security, wearable technology, used in payment systems, payment architectures, instruments, etc., to solve problems such as security, confidentiality, and lack of usability

Inactive Publication Date: 2014-07-30
JINLING INST OF TECH
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, it requires users to manually enter passwords and other information to log in or verify, which is greatly lacking in security, confidentiality, and ease of use.

Method used

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  • High-security wearable collection and payment method
  • High-security wearable collection and payment method
  • High-security wearable collection and payment method

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0083] Example 1: Structure diagram such as figure 1 As shown, the collection and payment device of the present invention includes: a storage module 1, a payment information reading and collection information setting module 2, a terminal user identification module 3, a communication module 4, an input and output module 5, and a microcontroller 6. The payment information reading and collection information setting module 2 includes a built-in NFC module 21; the terminal user identification module 3 includes a built-in pulse sensor 31; the communication module 4 includes a built-in WiFi module 41; the input The output module 5 includes an electronic screen 51 and a hard keyboard 52. The electronic screen 51 of the device is a small-sized OLED screen with low power consumption.

[0084] The device can be wearable, such as built-in accessories such as watches, bracelets, bracelets, rings, etc., or it can be directly designed into a wearable style such as watch shape, hand ring or rin...

Embodiment 2

[0091] Example 2: Structure diagram such as figure 2 As shown, the collection and payment device of the present invention includes: a storage module 1, a payment information reading and collection information setting module 2, a terminal user identification module 3, a communication module 4, an input and output module 5, and a microcontroller 6. The payment information reading and payment information setting module 2 includes a built-in scan code module 22, a barcode and two-dimensional code generation module 23; the terminal user identification module 3 includes a built-in human skin sensor 33 and a fingerprint recognition sensor 32 The communication module 4 includes a built-in WiFi module 41, Bluetooth 42 and USB 43; the input and output module 5 includes an electronic screen 51 and a soft keyboard 53 on the screen.

[0092] The device can be wearable, such as built-in accessories such as watches, bracelets, bracelets, rings, etc. It can also be directly designed into weara...

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Abstract

The invention discloses a high-security wearable collection and payment device which comprises a storage module, a payment information reading and collection information setting module, a terminal user identity recognition module, a communication module, an input-output module and a microcontroller. Meanwhile, the invention discloses a high-security wearable collection and payment method used for the high-security wearable collection and payment device. The method includes the steps of a setting action, a collection action and a payment action. When the device is wearable, the method can also include the step of a wearing verification action. The device and method conduct user identity presetting through a biosensor, when the device and method are used, identity verification and recognition are conducted through the biosensor, the step that information such as a password is input manually for login verification is omitted, a plurality of operations in the collection and payment processes are also greatly reduced, rapid and secure nearby electronic collection and payment are achieved conveniently, the security, the confidentiality and the usability are greatly improved, and the applicable crowd range is widened. Meanwhile, the device can be a wearable article such as a watch, a bracelet, a ring and the like in appearance, and the device can also be arranged in a wearable accessory and is convenient to use and fashionable.

Description

technical field [0001] The invention relates to a collection and payment method and device, in particular to a portable pocket-sized payment electronic device and a collection and payment method suitable for the payment electronic device. Background technique [0002] With the rapid development and continuous updating of technology, people's financial transfer methods have developed from traditional bank counters and bank ATMs to online banking, SMS banking, and mobile banking. People are also changing from traditional banknote transactions to a combination of banknote transactions and electronic transactions when purchasing goods. UnionPay POS machines, which are familiar in life, are a good application example, which greatly improves the settlement speed of customer consumption. , shortening the waiting time for customers to check out, and the non-cash settlement method has brought great convenience to people; at the same time, the rapid development and promotion of online...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/30G06Q20/40
CPCG06Q20/325G06Q20/3276G06Q20/3278G06Q20/40145
Inventor 白忠泽
Owner JINLING INST OF TECH
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