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Mobile intelligent terminal acquirer system and method suitable for bank cards and business cards

A mobile smart terminal, bank card technology, applied in the payment system structure, data processing applications, instruments, etc., can solve the problem of not being able to fully guarantee the security of the acquiring environment, and achieve the effect of low cost, overcoming high price, and expanding scope

Active Publication Date: 2014-05-14
WUHAN TIANYU INFORMATION IND
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

Therefore, there is a security risk of being attacked and intercepted by malicious software and hackers when entering bank card passwords in the mobile smart terminal environment, and the security of the acquiring environment cannot be fully guaranteed

Method used

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  • Mobile intelligent terminal acquirer system and method suitable for bank cards and business cards
  • Mobile intelligent terminal acquirer system and method suitable for bank cards and business cards
  • Mobile intelligent terminal acquirer system and method suitable for bank cards and business cards

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Embodiment Construction

[0034] The present invention will be further described in detail below in conjunction with the accompanying drawings and specific embodiments.

[0035] see figure 1 As shown, the embodiment of the present invention provides a mobile smart terminal acquiring system suitable for bank cards and industry cards, including a bank or industry background acquiring system, a mobile smart terminal and acquiring peripherals. WiFi (Wireless Fidelity, wireless compatibility certification) communicates with the background acquiring system of banks or industries. Mobile Internet includes 3G (3rd-generation, third-generation mobile communication technology), 4G (4th-generation, fourth-generation mobile communication technology) Technology), GPRS (General Packet Radio Service, general packet radio service technology), etc., the communication data format complies with the acquiring business specification and access specification formulated by the bank; the mobile smart terminal communicates wit...

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Abstract

The invention discloses a mobile intelligent terminal acquirer system and method suitable for bank cards and business cards and relates to the field of mobile intelligent terminals. The system comprises a bank or business backstage acquirer system, a mobile intelligent terminal and an acquirer peripheral. The mobile intelligent terminal comprises a mobile intelligent terminal operation system and a trustworthy execution environment (TEE) insulated with the operation system. The mobile intelligent terminal operation system comprises an acquirer client-side application module. The TEE comprises an acquirer trustworthy application module. The TEE provides a trustworthy interaction interface, a code calculation environment and a safe storage environment. Downloading, upgrading, personalization and deletion of the acquirer trustworthy application module are realized through the TSM technology in a remote mode. The acquirer trustworthy module provides an acquirer trustworthy interaction interface. According to the system and method, the TEE provided by the mobile intelligent terminal is used for providing the safe user interaction interface and the code calculation operation environment for acquiring business, so that the safe input and encryption processing of codes and reliable display of messages in the acquiring business process are realized.

Description

technical field [0001] The invention relates to the field of mobile intelligent terminals, in particular to a mobile intelligent terminal acquiring system and method suitable for bank cards and industry cards. Background technique [0002] With the rapid development of mobile communication technology, smart mobile terminals such as smartphones and tablet computers have independent operating systems, can install applications and games, and can expand the functions of mobile terminals through third-party software, and realize wireless communication through mobile networks. Network access, with powerful processing capabilities and more storage space. The mobile intelligent terminal has the characteristics of a handheld computer and has become an information processing center that integrates communication, personal business processing, multimedia playback, Internet access, data storage and interactive functions. Smart mobile terminals will play an important role in people's dai...

Claims

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Application Information

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IPC IPC(8): G06Q20/32G06Q20/42
CPCG06Q20/3223G06Q20/325G06Q20/38215
Inventor 熊传光方明伟吴俊军
Owner WUHAN TIANYU INFORMATION IND
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