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Mobile payment system and method

A technology for mobile payment and commodity information, applied in the field of wireless communication, can solve the problems of easy loss or damage of cash, easy loss, easy forgetting to carry, etc., and achieve the effect of providing information security.

Inactive Publication Date: 2013-03-20
上海照恒科技有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0002] The traditional user payment method is to pay by cash or credit card. The first method has a big problem, that is, the user needs to carry cash and the cash is easy to lose or damage, while the second method is also easy to lose and easy to forget. carry

Method used

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  • Mobile payment system and method
  • Mobile payment system and method

Examples

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Embodiment Construction

[0046] The present invention will be described in detail below in conjunction with specific embodiments. The following examples will help those skilled in the art to further understand the present invention, but do not limit the present invention in any form. It should be noted that those skilled in the art can make several modifications and improvements without departing from the concept of the present invention. These all belong to the protection scope of the present invention.

[0047] figure 1 It shows a schematic structural diagram of the mobile payment system provided according to the present invention. Specifically, in this embodiment, the mobile payment system provided according to the present invention includes an NFC electronic tag 100, a terminal device 200, an external network server 300, and a database 400 . The NFC electronic tag 100 includes an NFC data sending module 110 and a two-dimensional code tag 120 . Wherein: the NFC data sending module 110 is used t...

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Abstract

The invention provides a mobile payment system which comprises an NFC (Near Field Communication) electronic tag and terminal equipment, wherein the NFC electronic tag comprises an NFC data sending module and a two-dimension code tag. The NFC data sending module is used for sending commodity information to the terminal equipment, the commodity information includes company identification information and commodity identification information; the two-dimension code tag is used for recording the commodity information; and the terminal equipment is used for obtaining the commodity information from the NFC electronic tag and then generating payment command information according to the commodity information and sending the payment command information to an outside server. The mobile payment system has the advantages of simplicity, activeness, timeliness and high accuracy in the mobile payment process; and moreover, the mobile payment system provides information security compared to Bluetooth communication and can therefore be widely used for various e-commerce fields.

Description

technical field [0001] The invention relates to the field of wireless communication, in particular to a method for obtaining transaction information as long as a user turns on the NFC of a mobile phone and puts the mobile phone close to an electronic tag, and specifically relates to a mobile phone payment system and method. Background technique [0002] The traditional user payment method is to pay by cash or credit card. There is a big problem with the first method, that is, the user needs to carry cash and the cash is easy to lose or damage, while the second method is also easy to lose and easy to forget. carry. [0003] Therefore, it is necessary to design a new method of obtaining transaction information with the characteristics of simplicity, initiative, timeliness, and high accuracy. Contents of the invention [0004] Aiming at the defects in the prior art, the object of the present invention is to provide a simple, active and timely mobile payment system and method...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/16G06Q20/32
Inventor 柏强钱钧向全华徐晶晶
Owner 上海照恒科技有限公司
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