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Point of sale (POS) network-based non-near-field payment system and method

A technology of payment system and POS machine, applied in point of sale network system, payment system structure, payment involving neutral parties, etc., can solve the problem of high cost, achieve low cost, reduce shopping time, and avoid time-consuming effects

Inactive Publication Date: 2012-04-18
快钱支付清算信息有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

The problem with this technology is that the cost of collecting and updating the location information of the above devices is too high, and it needs to establish a large-scale information database before it has market application value

Method used

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  • Point of sale (POS) network-based non-near-field payment system and method
  • Point of sale (POS) network-based non-near-field payment system and method
  • Point of sale (POS) network-based non-near-field payment system and method

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Embodiment Construction

[0032] In order to better understand the technical content of the present invention, specific embodiments are given together with the attached drawings for description as follows.

[0033] Please refer to figure 1 , figure 1 Shown is a structural diagram of a non-proximity field payment system based on a POS machine network according to a preferred embodiment of the present invention. The present invention proposes a non-proximity field payment system based on a POS machine network, which includes a user module 100, a merchant module 200, and a payment service platform 300. The user module 100 includes a built-in wireless module 110 and a mobile phone client 120 in a mobile device. The built-in wireless module 110 is used to search and identify merchant modules 200 within the effective range; ; The payment service platform 300 connects the user module 100 and the merchant module 200 through the network, and performs information management and payment operations.

[0034] Am...

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PUM

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Abstract

The invention provides a point of sale (POS) network-based non-near-field payment system and a POS network-based non-near-field payment method. The system comprises a user module, a merchant module and a payment service platform, wherein the user module comprises a built-in wireless module in a mobile device, and a mobile phone client; the built-in wireless module is used for searching and identifying merchant modules in an effective range; the merchant module comprises an external wireless module and a POS machine; the external wireless module is used for establishing a signal source for the user module to search; and the payment service platform connects the user module and the merchant module through a network and performs information management and payment operation. The invention provides service based on relative positions of the user and the merchant, and an absolute position information database of merchant equipment is not required to be established, so that resources and input in the aspects of network survey and data compilation can be greatly saved, and the system can meet the requirement that the merchant pushes commodity information to nearby potential users.

Description

technical field [0001] The invention relates to a third-party payment solution, in particular to a mobile payment solution based on a POS machine network, an external Bluetooth or WIFI device, a smart phone, and a payment service platform. Background technique [0002] Micropayment has important market significance in the field of mobile payment. First of all, in terms of denomination, micropayment provides a great opportunity for the development of mobile payment, especially near-field payment, due to the unchanged use of cash; secondly, micropayment transactions are frequent and the total market share is relatively large. At the same time, micropayment also puts forward high requirements for quickness, and the cumbersome business process is difficult to be recognized and widely promoted in this field. High acceptance costs, difficult to popularize. [0003] At present, general GPRS has the problem of difficulty in receiving indoor satellite signals, and with the progress...

Claims

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Application Information

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IPC IPC(8): G06Q20/02G06Q20/20G06Q20/32
Inventor 包海威沈剑徐西张胜夷雯俞宗炜岑谱洲
Owner 快钱支付清算信息有限公司
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