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Processing system and method for rechargeable paying

A processing system and transaction processing technology, which is applied in the field of stored value, can solve problems such as poor security of recharge operation and inconvenient recharge of stored value equipment, and achieve the effect of flexible recharge method and guaranteed safety

Inactive Publication Date: 2011-03-16
北京钱袋宝支付技术有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] The present invention provides a recharge payment processing system and method, which are used to solve the defects of inconvenient recharge and poor security of recharge operation in the prior art, and realize convenient and safe recharge to the value storage device

Method used

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  • Processing system and method for rechargeable paying
  • Processing system and method for rechargeable paying
  • Processing system and method for rechargeable paying

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Embodiment Construction

[0019] In order to make the objectives, technical solutions, and advantages of the embodiments of the present invention clearer, the technical solutions in the embodiments of the present invention will be described clearly and completely in conjunction with the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments It is a part of the embodiments of the present invention, not all the embodiments. Based on the embodiments of the present invention, all other embodiments obtained by those of ordinary skill in the art without creative work shall fall within the protection scope of the present invention.

[0020] figure 1 It is a schematic structural diagram of the first embodiment of the recharge and payment processing system of the present invention, such as figure 1 As shown, the recharge payment processing system includes:

[0021] The payment processing system 11 is used to perform payment transaction processing with the payment plat...

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Abstract

The invention discloses a processing system and method for rechargeable paying. The system comprises a paying processing system, a password generation system and a stored value facility, wherein the paying processing system is used for processing payment transaction on a payment platform chosen by a user according to the identification number of the stored value facility and the transaction amount of the transaction; after the payment transaction is finished, the paying processing system sends a rechargeable password generation request to the password generation system and carries the identification number of the stored value facility and the transaction information of the transaction; the password generation system is used for inquiring a corresponding verification serial number and an encryption key according to the identification number of the stored value facility; the encryption key carries out encryption operation on the verification serial number and the transaction information of the transaction to generate the rechargeable password of the transaction; the stored value facility carries out decryption operation on an input rechargeable password according to a stored decryption key; if the verification serial number and the transaction information obtained by decryption are legal, the processing system for rechargeable paying of the invention performs recharging according to the verification serial number and the transaction information obtained by the decryption. The processing system and method for rechargeable paying of the invention has flexible rechargeable mode and can ensure the safety of recharging.

Description

Technical field [0001] The embodiment of the present invention relates to stored value technology, in particular to a recharge payment processing system and method. Background technique [0002] The current on-site payment method mainly uses a wireless storage value device with a short-range wireless antenna such as a radio frequency (RF) to interact with a credit card device to realize the function of an electronic wallet. These wireless stored-value devices can be implemented in various forms, such as subscriber identity module (Subscriber Identity Module / User Identity Model; SIM / UIM) cards, expansion cards, SD cards, mobile phone straps and keys that users carry with them. Deduction for stored value, etc. When recharging, the SIM / UIM card can be loaded by SMS. Other forms of stored value devices do not have remote communication means, so special recharge devices need to be used at the counter for recharging operations. [0003] Therefore, the existing stored-value equipment is...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): H04M17/00H04W4/24H04W12/02H04W12/04G06Q20/00G06Q20/28H04W12/03H04W12/033H04W12/041
Inventor 魏中华孙江涛
Owner 北京钱袋宝支付技术有限公司
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