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Method and system for processing automotive financial bank businesses

A business processing and banking technology, applied in finance, data processing applications, instruments, etc., can solve the problems of low business processing efficiency and high labor cost, and achieve the goal of improving business processing efficiency, reducing labor costs, and safe and reliable business data and information. Effect

Inactive Publication Date: 2010-05-12
CHINA CONSTRUCTION BANK
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  • Abstract
  • Description
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AI Technical Summary

Problems solved by technology

[0005] The present invention provides an auto finance banking business processing method and system. The auto finance service system platform sends the business request to the bank end system in the form of data messages, thereby realizing the access of the auto finance service system platform to the bank end system. It effectively solves the problem of low business processing efficiency and high labor cost that all the fund settlement business of various auto finance companies needs to be handled at the counters of each bank

Method used

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  • Method and system for processing automotive financial bank businesses
  • Method and system for processing automotive financial bank businesses
  • Method and system for processing automotive financial bank businesses

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Embodiment Construction

[0026] In order to make the purpose, technical solutions and advantages of the embodiments of the present invention clearer, the present invention will be further described in detail below in conjunction with the accompanying drawings.

[0027] refer to figure 1 , is a flow chart of an auto finance banking business processing method of the present invention. Depend on figure 1 It can be seen that the method at least includes:

[0028] Step 1. The bank receives the business request message sent by the client. The client is the service system platform of the auto finance company. Both the business request message and the messages described below can use XML (Extensible Markup Language, that is, extensible markup Language) message format.

[0029] Step 2, the bank terminal performs business processing according to the received business request message, and generates a business response message.

[0030] Step 3, the bank terminal returns the business response message to the cl...

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Abstract

The invention discloses a method for processing automotive financial bank businesses, comprising the following steps: a. a bank side receives a business request message sent by a client side; b. the bank side processes the business according to the received business request message to generate business response message; and c. the bank side returns the business response message to the client side. Accordingly, the invention also discloses a system for processing automotive financial bank businesses. By implementing the invention, an automotive financial corporation service system platform sends the business request to the bank system for business process in a form of message, so that the automotive financial corporation service system platform is accessed to the bank side, thus the business processing efficiency is effectively improved, the manual cost is reduced, and the business data information is safer and more reliable, thereby being beneficial to the development of the automotive financial corporations.

Description

technical field [0001] The present invention relates to banking business data processing technology, and more specifically, to a method and system for auto finance banking business processing. Background technique [0002] Auto finance companies are professional institutions engaged in auto consumer credit business and providing related auto finance services. As a non-bank financial corporate legal person, auto finance companies mainly provide loans to car buyers and sellers. [0003] With the continuous development of business and the urgent need for financial credit, many large auto industry groups have established auto finance companies and developed and built auto finance service system platforms. For example, large auto group companies such as Toyota, Volkswagen, and General Motors have similar platform. [0004] However, in the existing technology, the auto finance service system platforms of various auto finance companies are not connected to commercial banks, and a...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/00G06Q50/00G06Q40/02
Inventor 莫湘群叶梓王军董为高铁磊周建元鞠朝阳沙磊高亚峰钟兴俊
Owner CHINA CONSTRUCTION BANK
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