Bank card crime monitoring system and method

Abstract

The invention discloses a bank card crime monitoring system and a method. A suspicion bank card information verification and storage module of a local central database server receives the suspicion bank card information of a suspicion bank card information entering terminal, stores the suspicion bank card information to a suspicion bank card account database, uploads the suspicion bank card information to a superior center server, and meanwhile, receives the off-site suspicion bank card information from the superior center server; the suspicion bank card information verification and storage module receives the bank card account information of a bank database system and carries out check analysis between the bank card account information and the suspicion bank card information, an analyzedresult is inputted to a check warning module, and then the check warning module sends a warning command to a warning unit according to the result. The invention can automatically discover suspicion bank cards immediately and alarms at bank counters, ATM machines, POS machines and the like.

Description

technical field [0001] The invention relates to a bank card safety monitoring technology, in particular to a bank card crime monitoring system and method. Background technique [0002] With the rapid development of the economy, the bank card industry is entering a period of rapid development. Bank cards have become the most frequently used non-cash payment tools by individuals in our country. Their functions and influences have penetrated into all fields and aspects of economic life, and their relationship with people is getting closer and closer. At the same time, with the rapid development of my country's bank card industry, the risk situation faced by bank cards is becoming increasingly severe. , credit card cash, counterfeit card fraud, ATM funds fraud, SMS and phone transfers and other risk cases are increasing, posing a threat to the financial security of banks and cardholders, and becoming an important factor restricting the long-term healthy development of bank cards...

AI Technical Summary

Problems solved by technology

At the same time, with the rapid development of my country's bank card industry, the risk situation faced by bank cards is becoming increasingly severe. , credit card cash-out, counterfeit card fraud, ATM fund fraud, SMS and telephone transfer and other risk cases are increasing, posing a threat to the financial security of banks and cardholders, and becoming an important factor restricting the long-term healthy development of bank cards

[0003] In the existing technology, there is no effective monitoring method for bank card crimes, and the bank only has the function of "reporting the loss" of bank cards. The public security department only finds out the suspects with great difficulty after some major and important cases are filed. The number, time and location of bank card account changes, but timely monitoring and instant alarm cannot be achieved, so many favorable opportunities for cracking cases have been missed

Images