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Holographic magnetic stripe demetalization security

A holographic and magnetic stripe technology, applied in the field of holographic magnetic stripes, can solve problems such as unreliable transmission or reading data, high cost, and magnetic stripe card fraud

Inactive Publication Date: 2009-09-09
美国银行纸币全息照相公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] [3] Essentially, "skimming" exploits the fact that the magnetic stripe on each credit card can be replicated nearly perfectly, with no discernible difference between the replicated and original magnetic stripes
However, this cheap and easy to use also makes the magnetic stripe card vulnerable to fraud
Although there are some ways to prevent skimming by using the magnetic and optical characteristics of magnetic stripes or magnetic cards, these currently available anti-counterfeiting methods have brought the following problems: unreliable transmission or reading data; limited card functions; Business process redesign or need to implement a new execution method to the current point-of-sale architecture; high cost

Method used

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  • Holographic magnetic stripe demetalization security
  • Holographic magnetic stripe demetalization security
  • Holographic magnetic stripe demetalization security

Examples

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Embodiment Construction

[0028] [28] The anti-skimming security measure of the present invention can be applied to any holographic magnetic strip that has undergone ESD treatment in another set of embodiments. The holographic magnetic strip or tape greatly reduces or minimizes electrostatic discharge (ESD) of the metallic components in the holographic portion of the magnetic strip by dividing the aluminum layer into small segments. These segments can be produced by selectively removing aluminum to form a fixed pattern by means of an existing demetallization process. This demetallization pattern produces a repeating pattern of resist / aluminum segments (dots) that can modulate the magnetic signal amplitude into a repeating pattern of demetallization. According to one embodiment of the invention, this repetitive modulation of the readback signal amplitude can be used as a magnetic signature or fingerprint of the magnetic strip. According to an exemplary embodiment of the present invention, this demetall...

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Abstract

The present invention provides a secured holographic magnetic tape comprising a magnetic layer for encoding data, an embossable layer for embossing a hologram, and a metal layer. The metal layer comprises a plurality of sections forming a pattern based on a predetermined magnetic signature of the tape. The present invention also provides a method of making the secured holographic magnetic tape and incorporating the same to a card.

Description

technical field [0001] [1] The present invention relates to a holographic magnetic strip, in particular to a safe holographic magnetic strip. Background technique [0002] [2] "Skimming" fraud generally involves the duplication of data encoded on the magnetic stripe of a credit card, with the subsequent use of this data to create a counterfeit card. These counterfeit cards are then illegally distributed and used in shady transactions for millions of dollars. Skimming has grown at an astonishing rate and has become a growing global problem, costing the industry more than a billion dollars a year. In fact, "skimming" is considered by many to be the fastest growing type of magstripe-encoded card fraud in the financial transaction market. [0003] [3] Essentially, "skimming" exploits the fact that the magnetic stripe on each credit card can be replicated nearly perfectly, with no discernible difference between the replicated and original magnetic stripes. In general, magnetic...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06K7/10G06K7/08
CPCG06K19/06196B42D25/29B42D2033/10G03H1/0244G03H1/0252G03H2001/188B42D2031/16G03H2250/36G11B5/00808G03H2250/12G03H1/02B42D2035/22B42D2037/06B42D25/328B42D15/105B42D25/43B42D2035/14G03H2001/187G11B5/80G03H1/0011B42D25/373B42D25/369B42D25/445B42D25/435
Inventor 约翰·海因斯
Owner 美国银行纸币全息照相公司
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