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Method and system for remote trade of floating interest rate capital trade platform

A trading platform, platform technology, applied in business, instrument, data processing applications, etc., to achieve the effect of reducing the burden

Inactive Publication Date: 2008-12-10
SHACOM COM
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0007] Although the aforementioned "overdraft limit control financing management method" is proposed to provide a creative and feasible solution to the development of existing Internet finance, the expansion and extension of Internet financial benefits still require the cooperation of effective measures and mechanisms Only then can the advantages of the online capital trading platform be fully utilized

Method used

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  • Method and system for remote trade of floating interest rate capital trade platform
  • Method and system for remote trade of floating interest rate capital trade platform
  • Method and system for remote trade of floating interest rate capital trade platform

Examples

Experimental program
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Effect test

Embodiment 1

[0061] Mr. A is the head of a mile, because he has served the people for many years, understands the capital needs of some people, and is very familiar with the background information of the people, so he hopes to become a node of the floating rate fund trading platform to expand Citizen service. Mr. A applies to the platform to become a node through the Internet and the node interface, and the platform approves Mr. A to become a node after detailed review of Mr. A has no intention of credit guarantee, so he does not apply for a line of credit.

[0062] Node A announces this new Limin service to its Limin. Limin B has a capital demand of 200,000 yuan, so it hopes to participate in a two-year fund bidding combination with a bidding limit of 10,000 yuan. Node A assists him to open a platform account and delivery settlement account online, and the platform conducts a check after accepting his application, and immediately transmits the result to the node system online after the c...

Embodiment 2

[0065] Company C is a large-scale enterprise with thousands of employees. In order to assist employees in the use of funds, the company agreed to join the floating rate fund trading platform as a node, so the company submitted an application to the platform system through the Internet, and the platform agreed to Company C after verification. Become a node (hereinafter referred to as node C). Node C applies for a credit line to the platform, and the platform approves and issues a credit line of 30 million yuan to Node C after review. After assessing the number of employees, Node C thinks it is necessary to increase the credit line, so it applies to the platform to increase the collateral with land as the target. After the platform checks, it is confirmed that the land can increase the amount of 20 million yuan for node C, and node C will become a node of the platform with a credit line of 30 million yuan plus a guarantee amount of 20 million yuan, a total of 50 million yuan.

...

Embodiment 3

[0069] There is a delivery and settlement center besides the floating rate fund trading platform, which handles delivery and settlement matters between members and the platform. This platform can be operated independently by a legal person that is not a financial institution, or it can be operated by a financial institution. If the platform operates independently, members can open a fund delivery account at a bank that has a contract with the delivery settlement center, and transfer funds directly to the settlement bank. The data is cleared between financial institutions in the delivery settlement center, completes the delivery settlement operation of the entire platform, and performs settlement and delivery to members; if the bank is responsible for the platform operation, the delivery settlement center is implemented by the delivery settlement department of the bank, and members open The established delivery settlement account is the account of the bank, and it is only neces...

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Abstract

The present invention relates to a floating rate fund trading platform remote trading method and a system thereof. The present invention aims to enlarge fund trading platform market penetrating depth and extent by the distribution of network nodes and through a network virtual community, so as to improve the money market operational efficiency and achieve the aims of the disintermediation and the decentralization of direct finance. In embodiment content, at a node end after a member is approved by a platform to be a node member, the customer is assisted to establish a platform account by an online system and a relative input interface; the customer is assisted to get required credit amount for fund trading by the manners of amount application and asset mortgage; at a client end, the customer not only can participate in fund competitive bidding by the platform directly but also can enter into the platform through the node according to self requirement; at a platform end, the platform can help the node customer to enter into the platform to trade by server operation and a node online system, and can get customer and node risk condition to award the node with reward, so as to improve the motivation for the node to develop the market.

Description

technical field [0001] The invention relates to a method and system for remote trading of a floating rate fund trading platform. Its function is to use network and computer processing technology, combined with various information processing and network-connected software and hardware facilities, to achieve platform management, network node construction and customer service. The purpose of remote online transactions. Background technique [0002] Banks exist primarily to act as intermediaries between the supply and demand of funds. Banks absorb funds from depositors at a lower interest cost, and then lend the funds to those who need funds at a higher interest rate, and the bank earns the deposit interest rate difference as a reward for providing financial services. This is an indirect financial mechanism. From the perspective of information, the main reason why depositors are willing to accept lower deposit interest rates and borrowers are willing to pay higher interest rate...

Claims

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Application Information

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IPC IPC(8): G06Q30/00
Inventor 简永松
Owner SHACOM COM
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