Quick online payment method and system based on feature recognition

Abstract

The invention discloses a rapid payment system, which is mainly provided with controlling centers and a POS machine, wherein, the controlling centers are connected with each other through a data link, the controlling centers are connected with the POS machine through another data link, each controlling center further comprises a central controlling center, an urban controlling center and a plurality of urban application controlling centers, wherein, the central controlling center is used for coordinating the data transmission among the urban controlling centers and recording the customer information requiring wander service; the urban controlling center, the urban application controlling center and a part of the POS machine comprises a customer database that is provided with the customer information and the utilization restriction conditions. The invention provides a rapid payment method. The invention can utilize the prior public communication network to perform the real-time paymentsettlement; however, the temporary interruption of a communication circuit is free from influencing the utilization of the majority of customers. The system is reliable, the transaction speed is fast, the system is easy to be arranged, the consumption reservation can be performed through a communication terminal and the positioning technology is integrated, thereby having low risk and low cost, and supporting the wander and the real-time report for loss.

Description

technical field [0001] The invention relates to the field of micropayments, in particular to a fast online payment method and system based on characteristic value identification. Background technique [0002] In the field of micropayments, storage IC cards are widely used at present, which is a way of off-line transactions. Since the 1990s, the development of relevant technologies has gone through about ten years and has been applied to a certain extent in China. However, the storage type IC card is expensive, occupies the customer's deposit, and generally needs to be recharged in advance. Its realization requires the establishment of a huge service network or the use of bank outlets, so the project investment is large, and the equipment is large and the cost is high. In addition, its periodic top-up and service take up the time of customers and service personnel, resulting in high operating costs. [0003] In the offline transaction mode, there is a time difference in dat...

AI Technical Summary

Problems solved by technology

[0004] In order to solve the problems of high transaction cost, serious regional restrictions and poor real-time performance in the existing IC card transaction method, a fast payment method and system using public communication network are provided

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