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Non-rectangular shaped credit card with case

Inactive Publication Date: 2005-11-24
DFS SERVICES
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Benefits of technology

[0010] The present invention provides a credit card and associated case or holder. The card has a configuration that complements the configuration of the case so that the card is easily removed from the holder for access, yet is maintained inside the case in a covered position and is protected from abuse. The case is designed to be light-weight and easily carried.
[0014] The card is interposed between the upper cover portion and the lower cover portion. The card is movable between said upper and lower cover portions from a closed position in which a majority of the upper surface area of the card is enclosed by the cover portions to an open position in which a majority of the lower surface area of the card is exposed from cover portions to permit access to the card. In other words, in the closed position, at least a majority of the surface area of the card is enclosed within the cover portions or case portions in order to protect the card and keep the identification information on the card out of visual view. In the open position a majority of the surface area of the card is exposed so that the card can be dragged through a card reader without having to completely detach or remove the card from the case. When in the closed position, the convexly curved portion along the edge of the card extends outward from the concavely curved portion along the edge of the cover so that the card can be easily accessed by the user.

Problems solved by technology

Special value cards are typically limited to providing discounts or loyalty points at the checkout point of a retail store.
If the special value card is lost or stolen, its use is of very limited value to the person who obtains the card.
Moreover, the abuse and wear and tear on the special value card is of limited concern because the cards can be easily replaced and have a limited lifetime.
Having a standard credit card in the accessed position, such as on a key chain in the same manner as a stored value card, presents additional problems.
First, conventional credit cards are the target of theft of not only the card itself, but the card number printed on the card.
Thus, having the credit card in the open, such as on the end of a key chain, presents a target for card thieves.
Second, conventional credit cards are expected to have a longer life than a stored value card.
Having the conventional credit card in the accessed position on a key chain would subject the card to substantial abuse and wear and tear, which will require more frequent replacement, or cause malfunctioning of aspects of the card, such as the magnetic stripe, or cause an identification photograph to be defaced or marred.
Additionally, the size and shape of a conventional credit card makes it disadvantageous to carry for special uses such as on a key chain attachment.
The rectangular shape also limits the options for container size and shape and access to the card within a case.
Bulky or excessively large key chain holders will pull the key when used in a car ignition, or add weight or size to an item that is typically carried in a pocket or a purse.

Method used

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  • Non-rectangular shaped credit card with case
  • Non-rectangular shaped credit card with case
  • Non-rectangular shaped credit card with case

Examples

Experimental program
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Embodiment Construction

[0027] The present invention provides a non-rectangular, and preferably an asymmetrical, shaped credit card with an associated case or holder. The card is formed of a configuration that complements the configuration of the case so that the card is easily removed from the holder for access, yet is maintained inside the case in a covered position and is protected from abuse. The case is designed to be light-weight and easily carried, which is an important feature in order to attach the cover to a variety of items, such as a key chain. The case is preferably configured in a clam-shell type shape so that the card may be rotated into and out of the holder. The case may also be of a sufficient size to include other small items, such as a microprocessor or chip.

[0028] In one or more embodiments, the present invention provides a card and case that includes a card for use with an electronic payment mechanism. The term “electronic payment mechanism” is intended to include conventional credit...

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PUM

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Abstract

A non-rectangular or asymmetrically shaped credit card or phone card with an associated case or holder. The card has a configuration that complements the configuration of the case so that the card is easily removed from the holder for access, yet is maintained inside the case in a covered position and is protected from abuse. The case is designed to be light-weight and easily carried and to serve as a device to carry the card in a safe and convenient manner outside of a wallet or purse. Alternatively, the card may be in an I-shape or square shape configuration.

Description

[0001] This application claims the benefit of U.S. Provisional Application Serial No. 60 / 306,743, filed Jul. 20, 2001, which is incorporated herein by reference.BACKGROUND OF THE INVENTION [0002] The present invention relates to a credit card of non-rectangular configuration, preferably of asymmetrical shape, that has an associated case that is accessed in a variety of ways, such as on a key chain, clipped to an accessory such as a belt or clothing, or kept in a pocket or bag. The case is configured to hold the credit card, as well as other types of magnetic stripe or barcode cards, such as telephone and stored value cards. [0003] Special value cards have been provided by grocery, pet supply and other merchant stores in the form of cards with key loops or key chain attachment features. The advantage of having the card accessible outside of a wallet or purse, such as on a key chain, is that the user has the card available at his or her fingertips instead of having to open a purse or ...

Claims

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Application Information

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IPC IPC(8): G06K19/04G09F3/20
CPCG06Q20/10G06K19/04
Inventor NELMS, DAVID W.SCHICK, BETTY M.WILSON, KIMBERLY S.HOCHSCHILD, ROGER C.
Owner DFS SERVICES
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