Digital coupon transaction method based on NFR

Abstract

The invention provides an NFR-based digital gift coupon transaction method. The NFR-based digital gift coupon transaction method comprises the following steps: (1) an NFR-based digital gift coupon issuing platform operation process; (2) an operation process of a client; (3) an operation process of a bank or a financial institution; (4) an operation process of a digital coupon verification center based on NFR; (5) an operation process of the digital coupon transaction platform based on the NFR; (6) an operation process of a digital coupon customer service center based on NFR; and (7) an operation process of an insurance company. The invention also provides a corresponding transaction system, electronic equipment and a computer readable storage medium.

Description

technical field [0001] The invention belongs to the fields of blockchain technology, smart contract and supervision technology, in particular to the fields of non-fungible rights (NFR) and inter-chain networks, and in particular relates to an NFR-based digital gift certificate transaction method. Background technique [0002] The "Non-Fungible Token" (NFT) NFR white paper was released in China in October 2021, proposing that NFR has three purposes. The first purpose is to replace NFT (Non-Fungible Token). China cannot use it, but NFT has some characteristics that the market needs; the second purpose is that NFR proposes a new business model, that is, a model with rights and interests (which is not available in traditional NFTs); the third purpose is to provide Huaxin metaverse Governance technology and infrastructure. Recently, foreign NFTs have also begun to provide rights and interests, but the mechanism and design of general rights and interests have not been proposed ye...

AI Technical Summary

Problems solved by technology

[0003] (1) In the NFR system, the actual assets are still in the entity (while in the NFT system, the actual assets remain on the network and cannot come out of the network);

[0004] (2) NFT uses digital token systems prohibited abroad such as Ethereum, while NFR does not use any public chain;

[0005] (3) NFT uses Ethereum for transactions, while NFR has no token mechanism;

[0006] (4) Traditional NFT has no added value, only collection value, but NFR has other rights besides collection value

[0008] (1) Existing technology cannot realize a flexible equity exchange mechanism. NFR-based equity exchange should be flexible and can be complex or simple; and because it is implemented using a smart contract mechanism, it needs to be fully flexible , which can be exchanged for many times for a long time, and also supports one-time cashing

[0009] (2) The uniqueness of the certificate on the NFR chain, although it can be used for tracking and tracing, there are also disadvantages of cheating by non-holders in the process of equity exchange. parties), or NFR holders, need a safe, reliable and privacy-protecting method; it is necessary to protect the legitimate rights and interests of both parties, and also to ensure the basis for NFR compliance. protect consumers

However, there are still the following problems with digital gift certificates: under normal circumstances, cash cannot be returned after the digital gift certificate is sold. possibility of non-compliance

Due to the large number of companies that can issue digital gift certificates, digital gift certificates require stricter management methods, and the existing technology does not have a mature and compliant transaction system and transaction method for NFR-based digital gift certificates

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